Property Type: Detached HouseOwnership: Freehold

2313 CHARLOTTE LAKE ROAD

Chilcotin, BC V0L1R0

$3,875,000

4 bed5 bath3,439 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
5
Lot size
609,840 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,799.57 (2025)

Interior

Basement
Partially finished, Partial
Heating
Baseboard heaters, Wood
Fireplace
Yes (5)

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Carport, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Laundry roomMain level
Dining roomMain level
Recreational, Games roomUpper Level
StorageMain level
StorageMain level
Mud roomMain level
Utility roomBasement
Bedroom 3Lower level
Bedroom 4Upper Level
KitchenUpper Level
KitchenLower level
Dining roomUpper Level
Dining roomLower level
WorkshopBasement

Listing Information

MLS®
R3093007
Listed
February 24, 2026
Time on market
On the market for 188 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Safe Harbour at Charlotte Lake is a rare 14-acre private lakeshore compound designed for true independence. Expertly crafted by Timber Kings (Pioneer Log Homes) with renowned architect Rick Hulbert, this solid stand-alone off-grid retreat offers refined wilderness living without compromise. Built with redundant power, water, and operational systems, including duplicate backup infrastructure, the property is engineered for reliable, uninterrupted year-round use. Set within a protected northeast bay ideal for float or ski aircraft access, it embraces panoramic Coast Mountain scenery, exceptional rainbow trout fishing, and endless four-season recreation. A legacy-calibre escape where privacy, craftsmanship, and self-sufficient luxury converge. (id:63159)

Values & Trends

This listing

$1,127/sqft

Building average

No other active listings in this building

Chilcotin average

$336/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 67%

Wind ESE 9 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($775,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,100,000.00
Periodic payment — Principal & Interest (monthly)$20,000.15
Additional monthly expenses (strata, tax, utilities, etc.)$571.96
Total monthly cost$20,572.11
Interest paid over 5-yr term$888,468.91
Balance at end of term$2,788,460.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$775,000
Stress test qualifying rate8.09%
Payment you must qualify for$23,837.91

Cash Needed at Closing

Minimum down payment$775,000
Estimated BC PTT$111,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$888,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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