Property Type: Land / LotOwnership: Freehold

2320 HAMILTON HILL Road

Merritt, BC V1K1B8

$9,900,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
64.51 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$114,100

Interior

Fireplace
None

Listing Information

MLS®
10396722
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

An exceptional investment and development opportunity awaits in one of British Columbia's emerging growth markets. This strategically located development site in Merritt offers investors and builders the rare advantage of approved zoning and significant preliminary work already completed. As more British Columbians seek the affordability and lifestyle of communities beyond the Lower Mainland, Merritt continues to experience growing demand for housing. Ideally located just two hours from Metro Vancouver and approximately one hour from both Kamloops and Kelowna, the city is well positioned for continued growth. The property is zoned for a master-planned development of up to 250 residential units, including single-family homes, condominiums, and a hotel (see supplements). The current owners have secured a water supply through a joint venture with a local company utilizing provincial financing, while sewer and power services are nearby. Proposed site plans, architectural renderings, and preliminary civil engineering by a respected Kelowna engineering consulting firm are available to qualified purchasers through an (NDA). The owners are also willing to consider a joint venture partnership or vendor financing with a qualified developer, creating additional flexibility for the right buyer. All measurements and information are believed to be accurate but should be independently verified by buyers or their representatives if deemed important. (id:63159)

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary2.7 km
Diamond Vale ElementaryElementary3.1 km
Kengard Alternate SchoolSecondary3.8 km
Merritt Central ElementaryElementary4.4 km
Merritt Bench ElementaryElementary4.5 km
Merritt SecondaryElementary4.7 km
Collettville ElementaryElementary5.2 km
Lower Nicola Band School(Independent)Elementary10.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($1,980,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$7,920,000.00
Periodic payment — Principal & Interest (monthly)$51,097.15
Additional monthly expenses (strata, tax, utilities, etc.)$9,508.33
Total monthly cost$60,605.49
Interest paid over 5-yr term$2,269,894.77
Balance at end of term$7,124,065.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,980,000
Stress test qualifying rate8.09%
Payment you must qualify for$60,902.03

Cash Needed at Closing

Minimum down payment$1,980,000
Estimated BC PTT$413,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$2,394,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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