Property Type: Detached HouseOwnership: Freehold

2325 Wardner Fort Steele Road

Fort Steele, BC V0B1N0

$1,250,000

3 bed3 bath2 parking2,948 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.92 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,093.97

Interior

Basement
Full
Heating
Baseboard heaters, Electric, See remarks, Other
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Tile, Hardwood, Laminate, Vinyl

Exterior & Lot

View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
Full ensuite bathroomMain level
KitchenMain level11'5'' x 20'6''
OtherMain level8'8'' x 16'
BedroomMain level10'5'' x 12'10''
Primary BedroomMain level13'3'' x 16'
WorkshopMain level13'4'' x 16'3''
Dining roomMain level14' x 13'1''
Full bathroomMain level
BedroomMain level15'9'' x 10'5''
Family roomMain level27' x 12'3''
Laundry roomMain level16'3'' x 9'4''
Living roomMain level21' x 13'1''

Listing Information

MLS®
10343701
Listed
April 15, 2025
Time on market
On the market for 503 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

The Rocky Mountains tower in front of you and Norbury Lake gently lapping the shore behind you. In the heart of recreation country , this 1.9 acres parcel zoned Commercial for a multitude of uses. The rancher style home with a full basement features over 2,900 square feet per floor plus a 34' x 44' separate garage with an 800 square foot mezzanine complete with a deck look out at the lake. This was designed for a potential suite and water and sewer already plumbed to the shop. With triple trusses designed for overhead crane and solar panels and attached carport. With many recent updates including boiler for hot water head, pump and pressure tank and new roof in 2015. Home has 3 bedrooms, 3 baths and windows everywhere to enjoy the mountains and the lake. (id:63159)

Values & Trends

This listing

$424/sqft

Building average

No other active listings in this building

CRANL Ft. Steele to Wardner average

$463/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

15°C

Mainly Clear

Humidity 61%

Wind SW 4 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Highlands ElementaryElementary18.9 km
Kootenay Christian Academy(Independent)K-1219.1 km
Steeples ElementaryElementary19.4 km
Laurie Middle SchoolMiddle20.1 km
Kootenay Educational ServicesSecondary20.3 km
St Mary's Catholic Independent(Independent)Elementary20.3 km
Kootenay Orchards ElementaryElementary20.4 km
Mount Baker SecondaryElementary20.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$488.16
Total monthly cost$6,939.82
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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