Property Type: Detached HouseOwnership: Freehold

234 Twin Lakes Road

Kaleden, BC V0H1K0

$775,000

2 bed2 bath3 parking2,309 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.64 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,917.2

Interior

Basement
Full
Heating
Stove, Electric, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco, Wood siding
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement10'9'' x 10'6''
SunroomBasement11'7'' x 25'11''
Recreation roomBasement19'5'' x 25'5''
BedroomBasement10'8'' x 14'6''
4pc BathroomMain level
3pc BathroomSecond level
Primary BedroomSecond level23' x 14'
SunroomMain level11'9'' x 22'8''
Living roomMain level16'2'' x 15'3''
Laundry roomMain level11'1'' x 7'4''
KitchenMain level14'5'' x 10'7''
Dining roomMain level16'6'' x 10'9''

Listing Information

MLS®
10363476
Listed
September 18, 2025
Time on market
On the market for 347 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

If you ever wanted to live on the lake and have golfing, hunting, fishing, hiking and atv riding at your doorstep, now is your chance. This large 2 bedroom 2 bathroom home on Twin Lake has everything you need. When you walk into the home you are in the kitchen with ample cupboard and counter space. The large living and dinning room leads into a 266 square foot sunroom to enjoy looking out into the privacy and the lake. Upstairs is the primary bedroom and 3 pc ensuite with a jetted tub. Downstairs is a family / rec room and another large bedroom and a 300 square foot sunroom. This .64 acre property consists of a almost 700 square foot garage, wood storage area, a shed and a RV carport as well as ample other parking spaces. Take a short walk down from the house to the lake where you have a lake shed and dock. This peaceful location and proximity from town is ideal for someone whose looking for a private home on the lake. All measurements are taken from a 360 scanner. Buyer to verify if important. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Kaleden average

$499/sqft

21 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary10.8 km
Kaleden ElementaryElementary11.5 km
Similkameen Elem-SecondaryK-1214.5 km
Similkameen Secondary AltSecondary14.5 km
Cawston Primary SchoolElementary16.2 km
Princess Margaret SecondarySecondary18.4 km
Oliver ElementaryElementary19.7 km
Southern Okanagan AltSecondary19.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (strata, tax, utilities, etc.)$358.10
Total monthly cost$4,358.13
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.77

Cash Needed at Closing

Minimum down payment$52,500
Estimated BC PTT$13,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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