Property Type: Detached HouseOwnership: Freehold

2351 Gallagher Road

Kelowna, BC V1P1G9

$1,224,888

4 bed2 bath10 parking3,184 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.76 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,290.57

Interior

Heating
Baseboard heaters, Electric, Other
Fireplace
Yes (1)
Fireplace type
Pellet, Stove
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Brick, Wood siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, Carport, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level12'8'' x 7'1''
BedroomSecond level12'8'' x 11'4''
BedroomSecond level12'8'' x 11'5''
Primary BedroomSecond level12'8'' x 15'8''
3pc BathroomMain level11'5'' x 11'4''
BedroomMain level11'8'' x 11'5''
Family roomMain level13'5'' x 21'0''
Living roomMain level15'3'' x 18'1''
KitchenMain level9'6'' x 25'3''

Listing Information

MLS®
10385330
Listed
May 5, 2026
Time on market
On the market for 118 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Okanagan · Data source: CREA DDF.

Description

Rare acreage! Tucked away in a serene rural setting, yet minutes away from schools, golf courses, skiing, shopping and everyday life! This isn't your average 4-bedroom, 2-bathroom setup. Built on 1.76 acres of pure privacy, this split-level beauty gives you plenty of room to breathe. This property is landscaped, has a separate office or guest suite, a barn and loads of storage and parking. Must see to fully appreciate! This is a fantastic hobby farm/creative space opportunity, a great place to run your small business/home office or potential Airbnb! Options are endless here with the detached office space that can convert to a private guest suite. Plus, there’s a 30-amp RV hookup for your friends and family who ""just want to stay for the weekend""! The barn is great for horses or goats, complete with hay storage, indoor stalls, and outdoor shelter plus 3 fenced pastures. The chicken coop is secure and powered for your ""feathered buddies"" who provide fresh eggs every morning. Lots of sheds and storage. Grab fresh ingredients for your morning smoothie right from your own fruit trees and raised garden beds! Ready to swap traffic for country living? Book your showing today, this home is priced below assessed value and is waiting for you ! (id:63159)

Values & Trends

This listing

$385/sqft

Building average

No other active listings in this building

Black Mountain average

$410/sqft

48 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary1.2 km
Belgo Elementary SchoolElementary4.4 km
South Rutland ElementaryElementary4.4 km
Okanagan Christian School(Independent)K-124.6 km
Okanagan Montessori Elementary School(Independent)Elementary4.7 km
Quigley ElementaryElementary4.9 km
Rutland ElementaryElementary5.2 km
Rutland Senior SecondaryElementary5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,489) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$979,910.00
Periodic payment — Principal & Interest (monthly)$6,322.05
Additional monthly expenses (strata, tax, utilities, etc.)$683.21
Total monthly cost$7,005.26
Interest paid over 5-yr term$280,845.02
Balance at end of term$881,432.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,489
Stress test qualifying rate8.09%
Payment you must qualify for$8,669.31

Cash Needed at Closing

Minimum down payment$97,489
Estimated BC PTT$22,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$121,487

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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