Property Type: Detached HouseOwnership: Freehold

2360/2380 95 Highway

Spillimacheen, BC V0A1P0

$2,099,000

4 bed3 bath2 parking3,005 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
166 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,043

Interior

Basement
Full
Heating
Forced air
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view, River view, Valley view

Building

Roof
Asphalt shingle, Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement9'5'' x 8'1''
OtherBasement9'6'' x 5'5''
WorkshopBasement12'2'' x 10'11''
Recreation roomBasement35'11'' x 23'4''
BedroomBasement13'11'' x 10'5''
Primary BedroomMain level14'11'' x 11'11''
4pc Ensuite bathMain level
Dining roomMain level19'5'' x 11'5''
KitchenMain level10'4'' x 13'11''
Mud roomMain level10'2'' x 6'4''
4pc BathroomMain level
4pc BathroomBasement
Living roomMain level19'4'' x 22'4''
BedroomMain level13'8'' x 9'11''
BedroomBasement13'4'' x 14'8''
DenMain level9'11'' x 9'4''
DenBasement14'0'' x 14'8''
FoyerMain level11'0'' x 14'11''

Listing Information

MLS®
2476294
Listed
April 22, 2024
Time on market
On the market for 861 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

The Black Bear Ranch is a 166-acre property in the Columbia Valley, located between the towns of Invermere and Golden, 3 km north of The Brisco General Store. This private, gated, forested acreage has 2 contemporary homes, drivable trails, mountain meadows, borders Crown Land and has a seasonal creek! Easily accessed off Highway 95 by gravelled roads and situated far enough away from each other allowing for privacy. Each home has individual wells, water purification and septic systems, and hydroelectricity. Home D is 3,005 ft, over 2 floors, featuring a vaulted ceiling, a west-facing, wrap-around balcony, hardwood flooring, and an open floor plan; 2 bedrooms on each level; 3 bathrooms total, the living room & rec room each with a wood fireplace. Access the walkout patio and enjoy the gentle scent of clean fresh air. A double detached garage is just a few steps away from the front door. Home C, further from the entrance gate, has an area of 2,092 ft over 2 levels, 2 bedrooms & kitchens on each and a total of 3 full bathrooms. The upper living room is an open floor plan with great sight lines, a real wood fireplace, and a west-facing balcony with awnings. The lower level has a walk-out patio, a lovely yard, and a fenced garden. This property features 2 detached, double garages, the larger 30 x 40 is a shop with an unfinished loft. The property is located in a pristine wilderness area. The Columbia Valley Wetlands is a migratory path for birds and a winter habitat for Elk. (id:63159)

Values & Trends

This listing

$699/sqft

Building average

No other active listings in this building

Edgewater North average

$500/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Edgewater ElementaryElementary20.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($419,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,679,200.00
Periodic payment — Principal & Interest (monthly)$10,833.63
Additional monthly expenses (strata, tax, utilities, etc.)$403.58
Total monthly cost$11,237.21
Interest paid over 5-yr term$481,263.55
Balance at end of term$1,510,445.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$419,800
Stress test qualifying rate8.09%
Payment you must qualify for$12,912.46

Cash Needed at Closing

Minimum down payment$419,800
Estimated BC PTT$40,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$462,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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