Property Type: Detached HouseOwnership: Freehold

2365 Stillingfleet Road Unit# 89

Kelowna, BC V1W4K5

$999,900

3 bed2 bath4 parking1,537 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Lot size
0.09 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$301/mo
Annual property tax
$4,008.52

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Vinyl
Appliances
Refrigerator, Cooktop - Gas, Dishwasher, Wine Fridge, See remarks, Washer & Dryer

Exterior & Lot

Exterior features
Vinyl siding
Pool
Pool, Inground pool, Indoor pool
Lot features
Level lot, Private setting, Central island

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Controlled entry, Smoke Detector Only
Parcel ID (PID)
025-875-248

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level14'7'' x 11'5''
BedroomMain level13'5'' x 12'
Full bathroomMain level7'1'' x 9'5''
KitchenMain level17'4'' x 15'2''
Dining roomMain level8'7'' x 10'10''
Living roomMain level18'7'' x 12'8''
BedroomMain level12'7'' x 10'2''
Primary BedroomMain level17'2'' x 13'11''
Full ensuite bathroomMain level6'11'' x 11'6''
Laundry roomMain level8'2'' x 14'

Listing Information

MLS®
10397449
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 31, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to Balmoral, a sought-after gated 55+ community in central Kelowna. This beautifully updated 3-bedroom home stands out with thoughtful design, quality finishes, and custom built-in storage throughout. The gorgeous, updated kitchen, bathrooms, and carefully designed built-ins create a home that is both stylish and highly functional. These updates truly stand out for those who appreciate quality, craftsmanship, and design. Enjoy a private patio and yard, plus a double garage for added convenience. The Balmoral community offers an impressive range of amenities, including an indoor pool, hot tub, fitness centre, and games room. The location is hard to beat. Walk to the peaceful Munson Pond Park, nearby cafés, pharmacy, and shopping, with easy access to everything central Kelowna has to offer. Beautifully finished, thoughtfully updated, and surrounded by amenities, this is a home that makes everyday living easy and enjoyable. (id:63159)

Values & Trends

This listing

$651/sqft

Building average

No other active listings in this building

Springfield/Spall average

$690/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
A S Matheson ElementaryElementary1.0 km
Immaculata Regional High School(Independent)Secondary1.1 km
Kelowna SecondarySecondary1.1 km
Kelowna Christian School(Independent)K-121.1 km
KLO Middle SchoolMiddle1.3 km
St Joseph Elementary School(Independent)Elementary1.7 km
Raymer ElementaryElementary1.7 km
Central School ProgramsK-121.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed736 m

Cafes (2)

  • Fezziwig's Bakery-Cafe587 m
  • Starbucks622 m

Parks (2)

  • Stillingfleet Park705 m
  • Guisachan Heritage Park747 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$712.04
Total monthly cost$5,872.86
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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