Property Type: Detached HouseOwnership: Freehold

2405 Arbutus Street

Elkford, BC V0B1H0

$437,900

5 bed3.5 bath6 parking2,195 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,835.91

Interior

Basement
Full
Heating
See remarks
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Carport, Rear

Room Dimensions

RoomLevelDimensions
StorageBasement9'5'' x 10'1''
Laundry roomBasement5'5'' x 12'9''
BedroomBasement11'9'' x 12'4''
BedroomBasement9'7'' x 12'6''
Full bathroomBasement
Family roomBasement12'7'' x 26'8''
Full bathroomMain level
BedroomMain level8'11'' x 13'3''
BedroomMain level8'8'' x 9'11''
Partial ensuite bathroomMain level
Primary BedroomMain level13'3'' x 12'11''
Dining roomMain level7'8'' x 8'8''
Living roomMain level14'8'' x 21'3''
KitchenMain level13'2'' x 13'6''

Listing Information

MLS®
10396382
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Welcome to this spacious 5-bedroom, 3-bathroom family home located in Middletown Elkford. The bright, open-concept main floor features a welcoming kitchen, dining area, and living room, creating the perfect space for everyday living and entertaining. Updated flooring and modern appliances add a fresh, contemporary feel, while beautiful new windows in the kitchen and living room fill the home with natural light. The primary bedroom offers the convenience of a 2-piece ensuite, and the main bathroom has been beautifully renovated with stylish, modern finishes. Three bedrooms on the main floor provide an ideal layout for families. Downstairs, you'll find a huge family room with plenty of space to relax, a full bathroom, a dedicated laundry room, ample storage, and two additional bedrooms—perfect for guests, teens, or a home office. Step outside to your own private oasis. The fully fenced backyard showcases stunning mountain views and is designed for year-round enjoyment, featuring a Cookshack that's perfect for entertaining in every season. Garden enthusiasts will appreciate the greenhouse, established garden, and chicken coop, making this property an ideal blend of comfort, functionality, and outdoor living. This is the perfect family home offering space, important updates including hot water tank in 2022 and roof in 2021, and an incredible backyard. (id:63159)

Values & Trends

This listing

$199/sqft

Building average

No other active listings in this building

Elkford average

$272/sqft

7 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 69%

Wind E 10 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

2,749

(2021 Census)

+10% since 2016

Density: 25.4/km²

Dwellings: 1,602

Median household income: $117,000

After-tax: $97,000

Immigrant population: 7.5%

Top countries of origin (% of total population)

  • United Kingdom1.1% · 30
  • Philippines0.7% · 20
  • Mexico0.4% · 10
  • United States of America0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Elkford Elementary SecondaryElementary1.2 km
Rocky Mountain ElementaryElementary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Unnamed487 m
  • Unnamed500 m

Parks (5+)

  • Alpine Way Rest Area 1202 m
  • Alpine Way Rest Area 1208 m
  • Tree Frog Park243 m
  • Tree Frog Park255 m
  • Badger Trail402 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,895) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$350,320.00
Periodic payment — Principal & Interest (monthly)$2,260.15
Additional monthly expenses (strata, tax, utilities, etc.)$429.66
Total monthly cost$2,689.80
Interest paid over 5-yr term$100,402.72
Balance at end of term$315,113.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,895
Stress test qualifying rate8.09%
Payment you must qualify for$3,198.93

Cash Needed at Closing

Minimum down payment$21,895
Estimated BC PTT$6,758
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,153

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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