Property Type: Detached HouseOwnership: Freehold

2405 Lloyd Road

Clearwater, BC V0E1N1

$599,900

4 bed2 bath2,496 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.76 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,623

Interior

Heating
Forced air, Electric, See remarks
Fireplace
None
Flooring
Mixed Flooring

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
KitchenMain level19'7'' x 7'8''
DenBasement9' x 21'7''
3pc BathroomBasement
BedroomMain level10'7'' x 12'6''
BedroomMain level13'6'' x 9'3''
4pc BathroomMain level
BedroomMain level10'4'' x 11'
Dining roomMain level11'2'' x 11'2''
Living roomMain level15'2'' x 14'6''
WorkshopMain level13'7'' x 42'
DenMain level11' x 12'2''
Primary BedroomMain level23'7'' x 26'

Listing Information

MLS®
10394533
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Kamloops · Data source: CREA DDF.

Description

Tucked into a peaceful rural setting with beautiful mountain views, this 1.75-acre property offers the space, functionality, and flexibility so many buyers are searching for. Fully fenced and cross-fenced, it’s ideal for animals, hobby farming, or simply enjoying the privacy and open space. Inside, the main level features a bright, open-concept layout with a spacious kitchen and dining area flowing seamlessly into the living room — perfect for everyday living and gathering. You’ll find four bedrooms, a full bathroom, and a dedicated laundry area. The large covered sunroom extends your living space and creates the perfect spot to relax and take in the surroundings year-round. The home offers comfortable, updated living with a flexible layout that can easily adapt to your needs. Downstairs, the partly finished lower level includes a bedroom, storage, mechanical space, and additional room ready for your ideas — whether that’s extra living space, a home gym, or future development. A standout feature is the attached workshop, offering excellent space for projects, storage, or hobby use — a huge bonus for anyone needing that extra functionality. Outside, you’ll appreciate the ample parking, usable flat land. There is also additional pad with septic and 220 electrical for secondary dwelling. Whether you’re looking for a small acreage lifestyle, space for animals, or a property with room to grow, this one within the Vavenby fire district checks all the boxes. (id:63159)

Values & Trends

This listing

$240/sqft

Building average

No other active listings in this building

Clearwater average

$399/sqft

38 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

14°C

Humidity 87%

Wind NW 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vavenby ElementaryElementary7.3 km
Raft River ElementaryElementary14.0 km
Clearwater SecondaryElementary15.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$260.25
Total monthly cost$3,356.53
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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