Property Type: Detached HouseOwnership: Freehold

2428 Blind Bay Road

Blind Bay, BC V0E1H2

$1,059,900

3 bed4.5 bath3,270 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.37 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,279.48

Interior

Heating
Baseboard heaters, See remarks, Hot Water
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, View of water

Building

Roof
Asphalt shingle, Unknown

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecond level10'9'' x 11'3''
FoyerMain level5'6'' x 13'7''
4pc BathroomSecond level
Living roomMain level15'3'' x 27'0''
4pc Ensuite bathSecond level
BedroomSecond level11'4'' x 12'7''
BedroomSecond level11'3'' x 11'3''
Primary BedroomSecond level13'3'' x 15'0''
Family roomMain level11'3'' x 17'4''
2pc BathroomMain level
KitchenMain level15'6'' x 13'3''
StorageBasement7'6'' x 13'0''
Laundry roomBasement3'8'' x 7'6''
Living roomBasement13'2'' x 11'5''
3pc BathroomBasement
DenBasement10'0'' x 10'8''
DenBasement11'5'' x 9'4''
KitchenBasement15'10'' x 13'2''

Listing Information

MLS®
10396559
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Location, location, location! This beautifully updated 3,270 sq. ft. home offers stunning views of Shuswap Lake and is within walking distance of public beaches, Bayview Marina, Centennial Field, local pubs, the grocery store, post office and community events, yet far enough away to enjoy peace & privacy. Take in beautiful lake views from the expansive 22' x 30' covered deck or relax beside the serene koi pond in the beautifully landscaped yard. Inside, the main floor offers a modern kitchen with stainless steel appliances, spacious dining & living areas, a cozy natural gas fireplace, a 2-pc bathroom and a family room that could potentially be converted into an additional bedroom. Upstairs are 3 bedrooms including a generous primary suite with an oversized walk-in closet and 4-pc ensuite as well as a separate 4-pc bathroom. The finished walkout basement includes 2 dens that may have potential as bedrooms with compliant egress windows, plus a studio suite with its own kitchen and bathroom, ideal for guests or as a potential mortgage helper. Additional features include hot water on demand and an updated garage with a newer natural gas heater, underground sprinklers, a storage shed, a large shaded dog run and ample level parking for an RV, boat and all your toys. Some furnishings may also be available with the sale. Don’t miss this incredible opportunity to own a piece of paradise in the Shuswap! Contact the Listing Agent for more details or to book your private showing today! (id:63159)

Values & Trends

This listing

$324/sqft

Building average

No other active listings in this building

Blind Bay average

$399/sqft

56 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary6.7 km
North Shuswap ElementaryElementary/Middle6.7 km
Carlin Elementary MiddleElementary/Middle8.4 km
Shuswap SDA(Independent)Elementary/Middle18.5 km
North Canoe ElementaryElementary18.9 km
Salmon Arm SecondarySecondary21.3 km
Bastion ElementaryElementary21.5 km
J.L. Jackson SecondarySecondary21.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$847,920.00
Periodic payment — Principal & Interest (monthly)$5,470.49
Additional monthly expenses (strata, tax, utilities, etc.)$437.29
Total monthly cost$5,907.78
Interest paid over 5-yr term$243,016.31
Balance at end of term$762,706.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,527.48

Cash Needed at Closing

Minimum down payment$80,990
Estimated BC PTT$19,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$101,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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