Property Type: Detached HouseOwnership: Freehold

2442 Sommer Lane

Shawnigan Lake, BC V8H2E5

$1,450,000

2 bed1 bath2 parking651 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Lot size
10,019 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,753.02

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
WorkshopLower level
BathroomMain level4-Piece
BedroomMain level
BedroomMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1041633
Listed
June 26, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Escape to the sunny side of Shawnigan Lake’s West Arm with this charming 2-bedroom, 1-bath cottage. Perfectly positioned for summer memories, this property offers a blend of vintage character and charm. The gently sloping 0.24 acre lot creates an ideal, accessible landscape for all ages, featuring a level lawn that transitions seamlessly to the waters edge. Inside, you’ll find an airy, light-filled layout defined by vaulted ceilings and classic cottage appeal. Step out onto the covered porch to take in the stunning lake views, or make your way down to your dock for a day on the water. The lower level offers excellent potential for future expansion with convenient walk-out access, or serves as the perfect workshop and storage hub for all your lake toys. Located on a quiet no-through road just a short drive from all amenities and an easy commute to Victoria, this is your chance to secure your slice of paradise just in time for summer. (id:63159)

Values & Trends

This listing

$2,227/sqft

Building average

No other active listings in this building

Shawnigan average

$612/sqft

38 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery ElementaryElementary1.2 km
Shawnigan Lake(Independent)Secondary2.1 km
St John's Preparatory Academy Shawnigan(Independent)K-123.5 km
Evergreen Independent School(Independent)Elementary6.1 km
Ecole Cobble Hill ElementaryElementary7.1 km
Frances Kelsey SecondarySecondary7.2 km
George Bonner ElementaryElementary7.7 km
Sunrise Waldorf School(Independent)Elementary/Middle7.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Lakehouse at Shawnigan · 2460 Renfrew Road121 m

Parks (2)

  • Shawnigan West Arm Park468 m
  • Ceylon Park480 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (strata, tax, utilities, etc.)$679.09
Total monthly cost$8,163.01
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$120,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,227.23

Cash Needed at Closing

Minimum down payment$120,000
Estimated BC PTT$27,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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