Property Type: Detached HouseOwnership: Freehold

245 Quatsino Rd

Quatsino, BC V0N2V0

$650,000

3 bed3 bath1 parking2,770 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Lot size
3.4 acres
Zoning
Residential

RR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,704.51

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1

Room Dimensions

RoomLevelDimensions
DenThird level17'8 x 6'8
Family roomThird level18'6 x 18'7
BathroomSecond level4-Piece
EnsuiteSecond level3-Piece
Primary BedroomSecond level18'11 x 12'2
BedroomSecond level11'7 x 11'6
BedroomSecond level11'4
Living roomMain level22'11 x 17'3
Dining roomMain level16'4 x 13'3
KitchenMain level21'7 x 13'7
BathroomMain level2-Piece
DenMain level13'7 x 11'1
Laundry roomMain level13'8
Mud roomMain level13'9 x 7'9

Listing Information

MLS®
1044235
Listed
July 25, 2026
Time on market
On the market for 37 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty (PH) · Data source: CREA DDF.

Description

~3.4-acre walk-on waterfront homestead in Quatsino, BC—a picturesque, boat-access-only coastal community. Enjoy the ideal blend of remote tranquility and modern convenience with grid hydro power and reliable cell service already in place! Held by the same family for generations, this treed acreage offers spectacular potential to restore or create your dream coastal haven. Features include: 2.5-Story Main House (built 1982): Contemporary layout requiring significant renovation, but full of potential. Large Workshop: High ceilings —perfect for projects & storage. Greenhouse: Outfitted with raised garden beds. Oceanfront Marine Infrastructure: Boathouse and marine railway built to store and launch a large vessel. May need repair. Note: An older seaside cabin has collapsed, but remains on the property. property sold as-is. Bring your vision and tools to transform this historic coastal sanctuary! (id:63159)

Values & Trends

This listing

$235/sqft

Building average

No other active listings in this building

Port Hardy average

$275/sqft

5 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Port Hardy

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 96%

Wind N 2 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sea View Elementary SchoolElementary15.7 km
Port Hardy SecondarySecondary22.7 km
Eagle View ElementaryElementary23.0 km
Fort Rupert ElementaryElementary23.1 km
Avalon Adventist Christian Academy(Independent)Elementary/Middle23.4 km
Eke Me-Xi SchoolElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$364.38
Total monthly cost$3,719.24
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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