Property Type: Detached HouseOwnership: Leasehold

2450 RADIO TOWER Road Unit# 195

Oliver, BC V0H1T1

$995,000

3 bed4.5 bath2 parking2,542 sqftBuilt 2014
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Amenities

Also listed: Recreation Centre, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$640/mo
Annual property tax
$5,314

Interior

Basement
Full
Heating
Electric
Cooling / A/C
Central air conditioning, Geothermal
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Wine CellarSecond level6'0'' x 7'8''
OtherSecond level5'0'' x 6'3''
Recreation roomMain level12'0'' x 22'4''
DenSecond level9'7'' x 11'5''
Primary BedroomSecond level16'4'' x 11'5''
Living roomSecond level14'0'' x 17'0''
Laundry roomSecond level6'0'' x 6'3''
KitchenSecond level9'0'' x 11'8''
Family roomMain level10'4'' x 22'0''
4pc Ensuite bathSecond level
Dining roomSecond level10'0'' x 15'0''
BedroomMain level11'0'' x 10'5''
BedroomMain level14'4'' x 11'5''
4pc BathroomMain level
3pc BathroomMain level
2pc BathroomSecond level

Listing Information

MLS®
10383142
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

""THE COTTAGES"" ON OSOYOOS LAKE, one of the most desirable lakefront communities of sunny Osoyoos. Built on a rare pie shape lot for privacy, this approx. 2,500sqft comfortable year-round residence offers 3 bedrooms plus office/den and 3 bathrooms, features over $100,000 in upgrades, including enlarged floor plan allowing for a more spacious dining room area, gourmet kitchen with quartz countertops, high end appliances, large walk-in pantry/wine room, large master bedroom with walk-in closet and ensuite with glass shower and bathtub, powder room, office and laundry - are all on the main level. Downstairs you'll find a spacious rec room with kitchenette, desk space, 2 full bathroom and 2 bedrooms, great enclosed sunroom and spacious utility room with geothermal heating, cooling and HEPA filtration. Add a spacious 2 car garage and a BOAT SLIP and you have a perfect place to call home! Great community, The Cottages is well known for its 1800ft of waterfront with over 500ft of sandy beach, fishing, swimming, kayaking, boating, 2 pools, 2 hot tubs, exercise room, & more. This property is LEASEHOLD. Enjoy the convenience of no GST or PTT on this purchase, and the flexibility of allowing rentals for 5 days or longer. CANOE INCLUDED, MOST FURNITURE CAN BE INCLUDED AS WELL! (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Oliver Rural average

$490/sqft

41 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.5 km
Osoyoos SecondarySecondary6.0 km
Senpaq'cin School(Independent)Elementary11.9 km
Tuc-el-Nuit ElementaryElementary12.6 km
Southern Okanagan AltSecondary12.7 km
Southern Okanagan SecondarySecondary12.7 km
Oliver ElementaryElementary12.8 km
Cawston Primary SchoolElementary22.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$796,000.00
Periodic payment — Principal & Interest (monthly)$5,135.52
Additional monthly expenses (strata, tax, utilities, etc.)$1,209.83
Total monthly cost$6,345.36
Interest paid over 5-yr term$228,135.89
Balance at end of term$716,004.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,078.32

Cash Needed at Closing

Minimum down payment$74,500
Estimated BC PTT$17,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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