Property Type: Detached HouseOwnership: Freehold

2471 38TH Street

Creston, BC V0B1G2

$765,000

4 bed2.5 bath2 parking2,973 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.86 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,653

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Electric, See remarks
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomLower level
OtherLower level10'1'' x 10'1''
Utility roomLower level9'11'' x 16'1''
BedroomLower level19'4'' x 16'
Mud roomLower level10'2'' x 10'6''
KitchenLower level10'11'' x 10'10''
Family roomLower level15'2'' x 16'7''
Dining roomLower level9'4'' x 10'11''
OfficeMain level11'2'' x 11'9''
Dining roomLower level9'4'' x 10'11''
BedroomLower level10'9'' x 11'6''
FoyerMain level8'3'' x 12'
4pc BathroomMain level5'4'' x 9'6''
Laundry roomMain level7'1'' x 7'7''
BedroomMain level11'4'' x 10'7''
Living roomMain level12'1'' x 27'2''
Dining roomMain level7'4'' x 10'10''
Primary BedroomMain level11'4'' x 18'5''
KitchenMain level15'5'' x 23'6''

Listing Information

MLS®
10394028
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

Enjoy affordable country living at its best! Close to Golf Course and minutes from town this ready to move in home features large open kitchen and dining with entertainment island for friends and family to enjoy! Open sundeck off of dining, office or bedroom with access to the same sundeck. Main floor laundry with primary bedroom and Living room means all your living can be on one level. Cozy patio off of second bedroom , Carports upper and lower. Walkout mother in law suite, family room and dining on lower area. Gas hot water and force air furnace, WETT certified pellet stove, Large cold storage room for all your self sufficiency needs, 2 wells on property although they have never used the second. 30' by 24' shop/garage with power. 24' by 16' shed and large greenhouse to get those seedlings started and ahead of the others! Come take a look or view with IGuide! Call your Realtor® today! (id:63159)

Values & Trends

This listing

$257/sqft

Building average

No other active listings in this building

Lister average

$308/sqft

6 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Yaqan Nukiy School(Independent)Elementary2.3 km
Erickson ElementaryElementary2.8 km
Canyon/Lister ElementaryElementary2.8 km
Kootenay River SecondarySecondary3.3 km
Adam Robertson ElementaryElementary4.3 km
Kootenay Valley Christian School(Independent)Elementary/Middle5.6 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle7.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$612,000.00
Periodic payment — Principal & Interest (monthly)$3,948.42
Additional monthly expenses (strata, tax, utilities, etc.)$536.75
Total monthly cost$4,485.17
Interest paid over 5-yr term$175,400.96
Balance at end of term$550,495.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,486.57

Cash Needed at Closing

Minimum down payment$51,500
Estimated BC PTT$13,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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