Property Type: Detached HouseOwnership: Freehold

2475 Irvine Avenue

Merritt, BC V1K1H4

$459,000

3 bed2.5 bath4 parking2,169 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,211

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco, Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
DenBasement11'6'' x 8'7''
Laundry roomBasement8'5'' x 9'7''
3pc BathroomBasement
Family roomBasement11'5'' x 13'8''
BedroomMain level11'11'' x 10'8''
BedroomMain level11'11'' x 10'11''
4pc BathroomMain level
Living roomMain level14'3'' x 18'4''
Primary BedroomMain level10'7'' x 14'4''
KitchenMain level15'8'' x 11'8''
FoyerMain level6' x 5'

Listing Information

MLS®
10397126
Listed
August 7, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.

Description

Located on the Bench, this 4-bedroom, 2-bathroom cathedral entry home is close to schools, NVIT, grocery stores, Starbucks, hiking trails and other amenities. The functional layout offers plenty of space for a family, with an attached single-car garage and a large backyard for kids, pets or gardening. This home is ready for its next owner and offers an excellent opportunity for someone looking to add their own updates and finishing touches. A great location, good layout and an affordable price make this property one to see. Listed by Canada Flex Realty Group. Some photos have been virtually staged. (id:63159)

Values & Trends

This listing

$212/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt Bench ElementaryElementary459 m
Kengard Alternate SchoolSecondary1.3 km
Diamond Vale ElementaryElementary2.0 km
Nicola Canford ElementaryElementary2.2 km
Merritt Central ElementaryElementary2.2 km
Merritt SecondaryElementary2.3 km
Collettville ElementaryElementary3.2 km
Lower Nicola Band School(Independent)Elementary7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Home Restaurant260 m

Cafes (3)

  • Tim Hortons · River Ranch Road490 m
  • Starbucks583 m
  • Tim Hortons749 m

Grocery (1)

  • No Frills524 m

Parks (1)

  • Bench Park · 2175 Gillis Crescent531 m

Shopping (1)

  • Canadian Tire623 m

Banks & ATMs (1)

  • Unnamed652 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,200.00
Periodic payment — Principal & Interest (monthly)$2,369.05
Additional monthly expenses (strata, tax, utilities, etc.)$458.92
Total monthly cost$2,827.97
Interest paid over 5-yr term$105,240.58
Balance at end of term$330,297.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,353.07

Cash Needed at Closing

Minimum down payment$22,950
Estimated BC PTT$7,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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