249 North Shore Rd
Lake Cowichan, BC V0R2G1
$439,000
Property Details
Property & Lot
- Lot size
- 8,641 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,388
Interior
- Fireplace
- None
Listing Information
- MLS®
- 1025042
- Listed
- February 3, 2026
- Time on market
- On the market for 209 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
An 8,641 sf. building lot, zoned residential, located directly across from Lake Cowichan, with direct lake views. The size of the lot allows for many different building configurations. Raw land, no well or septic set up, so you can configure it as you prefer. Lake Cowichan is growing and houses are in demand. This would make an excellent Air B&B property or a great place for the family. You are only 15-20 minutes away from Duncan, which makes for an easy commute if you work in Duncan. For only 439000 you can buy the land to start being part of a vibrant growing community without all the headaches & congestion of city living. (id:63159)
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
3,325
(2021 Census)
+3.1% since 2016
Density: 403.5/km²
Dwellings: 1,586
Median household income: $68,000
After-tax: $62,400
Immigrant population: 7.7%
Top countries of origin (% of total population)
- United Kingdom3.2% · 105
- United States of America0.9% · 30
- Germany0.6% · 20
- South Africa, Republic of0.5% · 15
- India0.5% · 15
- Poland0.3% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
22
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Lake Cowichan Elementary | Elementary | 687 m |
| Lake Cowichan Secondary | Elementary | 687 m |
| Palsson Elementary | Elementary | 1.1 km |
| Tansor Elementary | Elementary | 23.1 km |
| Ecole Mount Prevost Elementary | Elementary | 24.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- Jake's at the Lake · 109 South Shore Road509 m
- J&V Diner · 162 South Shore Road642 m
Cafes (1)
- Ed's Coffee House · 67 South Shore Road575 m
Parks (5+)
- Saywell Park465 m
- Beaver Creek Rhododendron Park503 m
- Riverside Park559 m
- Ohtaki Park590 m
- Unnamed599 m
Shopping (1)
- Fields749 m
Pharmacies (1)
- Island Pharmacy · 138 South Shore Road580 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.