Property Type: Detached HouseOwnership: Freehold

2508 Harvard Road

Kelowna, BC V1W4C2

$1,298,000

4 bed3 bath6 parking3,045 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.44 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,649.13

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathMain level
Full bathroomBasement
Full bathroomMain level
Laundry roomBasement7'0'' x 9'0''
BedroomBasement9'6'' x 10'10''
BedroomMain level10'0'' x 11'2''
BedroomMain level10'10'' x 10'4''
Primary BedroomMain level12'6'' x 14'4''
KitchenMain level11'2'' x 13'2''
Dining roomMain level15'0'' x 21'0''
Living roomMain level14'0'' x 14'0''

Listing Information

MLS®
10396694
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Experience peace, privacy, and tranquility in this beautifully upgraded walkout rancher, thoughtfully enhanced with exceptional attention to detail. Offering 5 bedrooms (with potential for 6), 3 full bathrooms, laundry on both levels, and a second kitchen with private entrance, this home is ideal for extended family or flexible living. Perfectly situated across from Myra Bellevue Provincial Park, the stunning property and exceptional craftsmanship make this a truly special home that must be seen to be fully appreciated. (id:63159)

Values & Trends

This listing

$426/sqft

Building average

No other active listings in this building

South East Kelowna average

$560/sqft

47 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Kelowna ElementaryElementary2.2 km
Canyon Falls Middle SchoolMiddle2.9 km
Bellevue Creek ElementaryElementary3.4 km
Okanagan Mission SecondaryElementary3.8 km
Dorothea Walker ElementaryElementary3.9 km
Anne McClymont ElementaryElementary4.2 km
de l'Anse-au-sableK-124.3 km
Lakeside School Kelowna(Independent)Elementary4.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Harvard Road Linear Park794 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,038,400.00
Periodic payment — Principal & Interest (monthly)$6,699.40
Additional monthly expenses (strata, tax, utilities, etc.)$622.76
Total monthly cost$7,322.17
Interest paid over 5-yr term$297,608.42
Balance at end of term$934,044.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,175.29

Cash Needed at Closing

Minimum down payment$104,800
Estimated BC PTT$23,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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