Property Type: Detached HouseOwnership: Freehold

251 Predator Ridge Drive Unit# 14

Vernon, BC V1H1V2

$690,000

2 bed3.5 bath1,192 sqftBuilt 2000
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Amenities

Also listed: Recreation Centre

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$512/mo
Annual property tax
$3,381.17

Maintenance Fee Includes

Garbage

Also included: Ground Maintenance, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Other
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Street

Restrictions & Policies

Pets
Allowed, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomLower level6'1'' x 5'4''
3pc Ensuite bathLower level6'2'' x 8'10''
4pc Ensuite bathLower level8'3'' x 5'11''
BedroomLower level9'4'' x 13'7''
Primary BedroomLower level14'10'' x 14'3''
FoyerMain level7'0'' x 7'6''
Partial bathroomMain level6'10'' x 5'3''
Dining roomMain level11'8'' x 7'7''
KitchenMain level11'10'' x 7'10''
Living roomMain level17'6'' x 13'8''

Listing Information

MLS®
10378441
Listed
March 6, 2026
Time on market
On the market for 178 days
Data last synced
August 28, 2026

Listing provided by: Rockridge Real Estate Company · Data source: CREA DDF.

Description

PHASE ONE GOLF MEMBERSHIP INCLUDED with only a $6,250 plus GST transfer fee payable by the new owner within 1 year of closing. This fully furnished 2 bedroom, 3 bath cottage is ready for your full time use or be in the rental program, your option. Currently it's in the rental program so if one removes it, GST is payable on the value of the cottage at the time the switch is made to residential status. Benefit of ownership is not having to pay the $500 per night to vacation here. Stay 30 nights = $15,000 value which you should factor in as one of the reasons to justify ownership. Within the strata of 41 cottages, you'll find an outdoor pool, hot tub and barbeque area. In addition. all property owners at Predator Ridge pay toward the Fitness Centre so all year you have access to an indoor pool, hot tub, steam room and exercise area. That cost is included in your monthly strata fee of $512.32. Two world class golf courses to play is a golfer's dream come true! And we couldn't have asked for a better neighbour just up the hill with Sparkling Hill Wellness Hotel and their beautiful world class Kurspa. Sparkling Hill was voted the world's best wellness hotel in the mountain category! Kalamalka & Okanagan Lakes are a short drive for untold hours of boating and swimming! Skiing and great biking/hiking at Silver Star Mountain is only 45 minutes away! Kelowna Airport is only 30 minutes away. See why this is one of the best places to be! (id:63159)

Values & Trends

This listing

$579/sqft

Building average

No other active listings in this building

Predator Ridge average

$578/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary6.4 km
Ellison ElementaryElementary8.8 km
Clarence Fulton SecondaryElementary8.9 km
Oyama Traditional SchoolElementary9.0 km
Kidston ElementaryElementary10.2 km
Mission Hill ElementaryElementary10.6 km
Kalamalka SecondaryElementary10.8 km
Coldstream ElementaryElementary11.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Pallino's Italian Bistro211 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$552,000.00
Periodic payment — Principal & Interest (monthly)$3,561.32
Additional monthly expenses (strata, tax, utilities, etc.)$854.08
Total monthly cost$4,415.40
Interest paid over 5-yr term$158,204.79
Balance at end of term$496,525.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,967.51

Cash Needed at Closing

Minimum down payment$44,000
Estimated BC PTT$11,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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