Property Type: OtherOwnership: FreeholdNEW LISTING

2516 20th Street

Lister, BC V0B1G2

$699,000

1 bed1 bath1,500 sqftBuilt 1972
9
Walk Score
31
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Property Details

Property & Lot

Sub-type
Other
Stories
1
Lot size
19.52 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,853.87

Interior

Heating
Forced air
Fireplace
None

Building

Water source
Community Water System
Sewer
Septic tank
Parcel ID (PID)
015-798-895

Parking

Features
Oversize

Room Dimensions

RoomLevelDimensions
Full bathroomMain level6' x 8'
Living roomMain level30' x 11'
KitchenMain level19' x 12'
Primary BedroomMain level12' x 13'

Listing Information

MLS®
10400019
Listed
September 9, 2026
Time on market
On the market for 3 days
Data last synced
September 11, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Nearly twenty acres of hay and pasture with two homes and a dairy farmstead ready to be put back to work. The main residence is a 1,500 sq ft rancher built in 1972 with a full basement, four bedrooms and three bathrooms across two levels, hardwood flooring, forced air propane heat and an attached carport. Recent updates have been completed. The second home is the original farmhouse, full of character and thoughtfully updated, approximately 1,000 sq ft on the main floor over a partial unfinished basement. It works for family, a farm hand, or additional revenue. North of the farmhouse the working yard opens up. A three bay workshop handles equipment and repairs. The heavy timber framed dairy facility sits at the centre of the yard with tie stalls, mangers and steel pen work in place on the livestock level. The milking parlour connects off the barn with receiver jars, vacuum and milk lines installed. A long covered barn with open feed alleys runs off the north side. Also a 40' x 300' hay shed and a concrete silage pit. Fenced and cross fenced, serviced by the Lister community water system with three water hydrants throughout. (id:63159)

Values & Trends

This listing

$466/sqft

Building average

No other active listings in this building

Lister average

$844/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 52%

Wind N calm km/h

Tonight

11°

Sunday

14°

Sunday night

Monday

19°

Monday night

10°

Tuesday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Yaqan Nukiy School(Independent)Elementary4.2 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle4.2 km
Canyon/Lister ElementaryElementary5.3 km
Erickson ElementaryElementary6.0 km
Kootenay River SecondarySecondary6.6 km
Adam Robertson ElementaryElementary7.6 km
Kootenay Valley Christian School(Independent)Elementary/Middle8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$312.82
Total monthly cost$3,920.59
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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