Property Type: Detached HouseOwnership: Freehold

2548 Upper Bench Road

Keremeos, BC V0X1N4

$489,000

3 bed2 bath2 parking1,167 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,315.98

Interior

Basement
Crawl space
Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomMain level4'5'' x 5'7''
BedroomMain level11'6'' x 9'1''
Primary BedroomMain level12'11'' x 10'9''
2pc BathroomMain level4'5'' x 5'7''
4pc BathroomMain level6'9'' x 8'4''
BedroomMain level12' x 11'7''
Dining roomMain level11'2'' x 9'8''
KitchenMain level12'7'' x 9'8''
Living roomMain level16'11'' x 9'6''

Listing Information

MLS®
10397826
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

3 bedroom, 2 bathroom home with attached garage, privacy fencing, and a great quiet location on the sunny bench. Style, functionality and the piece of mind knowing that the major systems have been updated. Easy to control baseboard heat paired with a ductless heat pump system for heat/cool. Open, bright, and easy to show, take the virtual walkthrough online, then book a showing! (id:63159)

Values & Trends

This listing

$419/sqft

Building average

No other active listings in this building

Keremeos average

$396/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary2.0 km
Similkameen Elem-SecondaryK-122.0 km
Cawston Primary SchoolElementary4.1 km
Oliver ElementaryElementary17.4 km
Southern Okanagan SecondarySecondary17.5 km
Southern Okanagan AltSecondary17.5 km
Tuc-el-Nuit ElementaryElementary17.7 km
Senpaq'cin School(Independent)Elementary19.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,200.00
Periodic payment — Principal & Interest (monthly)$2,523.89
Additional monthly expenses (strata, tax, utilities, etc.)$167.67
Total monthly cost$2,691.55
Interest paid over 5-yr term$112,119.04
Balance at end of term$351,885.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,572.23

Cash Needed at Closing

Minimum down payment$24,450
Estimated BC PTT$7,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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