Property Type: OtherOwnership: Freehold

256 McCuddy Creek Road

Oliver, BC V0H1T8

$499,900

2 bed3.5 bath6 parking2,054 sqftBuilt 1980
0
Walk Score
3
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Property Details

Property & Lot

Sub-type
Other
Style
Ranch
Stories
2
Lot size
15.05 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,906.97

Interior

Heating
Baseboard heaters, Stove, Electric, Wood
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Brick

Building

Roof
Metal, Unknown
Water source
Well
Sewer
Septic tank
Parcel ID (PID)
004-057-953

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Carport

Room Dimensions

RoomLevelDimensions
Utility roomLower level7'10'' x 12'10''
StorageLower level6'2'' x 11'2''
StorageLower level6'1'' x 8'8''
OtherLower level8'6'' x 14'1''
SunroomLower level14'6'' x 38'3''
Full bathroomLower level4'11'' x 10'9''
Family roomLower level13'4'' x 15'1''
BedroomLower level10'9'' x 12'1''
FoyerMain level7'4'' x 9'2''
Partial bathroomMain level4'7'' x 5'4''
Full ensuite bathroomMain level6'9'' x 9'10''
Primary BedroomMain level11'4'' x 17'6''
Laundry roomMain level8'5'' x 13'1''
KitchenMain level9'5'' x 11'5''
Dining roomMain level13'1'' x 13'4''
Living roomMain level13'4'' x 15'10''

Listing Information

MLS®
10370304
Listed
December 3, 2025
Time on market
On the market for 283 days
Data last synced
September 13, 2026

Listing provided by: Royal LePage South Country · Data source: CREA DDF.

Description

Welcome home to 15 acres of unspoiled, peaceful mountainside paradise 15 minutes from Oliver! The elevated homesite of this property features stunning 270 degree mountain views. This property is zoned Large Holdings One (LH1), and presents numerous use opportunities including agricultural, equestrian, kennel, and BandB applications. The home's main level features incredible connection to the outdoors via 2 sliding door walkouts to the full length south facing deck, and a practical laundry/mud room exit to the large, partially covered second deck with sheltered garage access. The lower level boasts a full length, south facing sun room with double French door views over the wooded hillside. As reflected in the asking price, this home is a project, but has multiple notable features including a metal roof, dramatic, vaulted wood-clad ceilings in the foyer and living room, clerestory windows, a spacious main floor primary suite, two woodstoves, and a lower level family room with the opportunity to create two additional, split-plan bedrooms. The single garage and attached carport allow for practical, four season protection for vehicles and there is also abundant, open-air parking. The large, free-standing workshop could be base of operations for a transformative reno or a home-based business. The property itself features multiple, flatter areas ideal for a vineyard, agriculture, grazing pasture or additional outbuildings. All dimensions approximate. Buyer to verify if important. (id:63159)

Values & Trends

This listing

$243/sqft

Building average

No other active listings in this building

Oliver Rural average

$627/sqft

23 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

21°C

Humidity 36%

Wind NW 12 km/h

Today

20°

Tonight

10°

Monday

23°

Monday night

11°

Tuesday

20°

Tuesday night

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Senpaq'cin School(Independent)Elementary7.9 km
Tuc-el-Nuit ElementaryElementary9.8 km
Southern Okanagan AltSecondary10.0 km
Southern Okanagan SecondarySecondary10.0 km
Oliver ElementaryElementary10.1 km
Osoyoos ElementaryElementary13.7 km
Osoyoos SecondarySecondary14.8 km
Okanagan Falls ElementaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$345.25
Total monthly cost$2,925.40
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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