Property Type: Detached HouseOwnership: Freehold

2565 3A Highway

Castlegar, BC V1N4P5

$699,000

5 bed3 bath2,722 sqftBuilt 1967
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.42 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,881.29

Interior

Heating
No heat, Electric
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Tar & gravel, Unknown

Parking

Features
Rear

Room Dimensions

RoomLevelDimensions
Family roomBasement13'0'' x 16'6''
BedroomBasement10'3'' x 11'6''
DenBasement10'3'' x 8'0''
BedroomBasement11'6'' x 9'0''
Full bathroomMain level
Full bathroomMain level
BedroomBasement11'0'' x 11'0''
BedroomBasement11'0'' x 9'0''
Full bathroomMain level
Living roomMain level12'0'' x 15'0''
Primary BedroomMain level12'0'' x 12'0''
Dining roomMain level12'0'' x 8'0''
KitchenMain level12'0'' x 10'0''

Listing Information

MLS®
10382833
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

THE BEST OF BOTH WORLDS!! COMMERCIAL ZONED 900 SQUARE FOOT CONCRETE BLOCK BUILDING PLUS LEGAL DUPLEX FOR RESIDENTIAL USE. If you are looking for a property where you can operate a business and live on site here it is! This home features 5 bedrooms, 3 baths and plenty of parking. This high visibility commercial property has three legal entrances on the front property and has any recent cosmetic upgrades. This property has had a recent amalgamation that has increased the lot size to 1.39 acres. So many possibilities with the property. Home has recent upgrades of new flooring, paint and separate electrical panels. Septic has recently been upgraded, pump chamber upgrade. New pressure system with water metering for front and back. Location, location, location! Just 15 minutes from Nelson and 14 minutes to Castlegar. Over 340' of highway frontage makes for a great opportunity to have a home-based business with great highway exposure. Come have a look today! (id:63159)

Values & Trends

This listing

$257/sqft

Building average

No other active listings in this building

Thrums/Tarrys/Glade average

$563/sqft

8 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 66%

Wind NNW 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Brent Kennedy ElementaryElementary2.1 km
Mount Sentinel SecondaryK-122.3 km
Sequoia CentreSecondary3.4 km
Blewett Elementary SchoolElementary13.8 km
Nelson Waldorf School(Independent)Elementary/Middle14.7 km
Twin Rivers ElementaryElementary14.9 km
Stanley Humphries SecondarySecondary15.1 km
Robson Community SchoolElementary15.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$459.44
Total monthly cost$4,067.21
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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