Property Type: Detached HouseOwnership: Freehold

260 Little Mountain Rd

Salt Spring, BC V8K2L4

$2,600,000

4 bed5 bath3 parking5,049 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
House
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,154

Interior

Heating
Heat Recovery Ventilation (HRV), Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view, Valley view
Waterfront
Waterfront on ocean

Parking

Total spaces
3 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
KitchenMain level13'11 x 19'11
StorageLower level13'10 x 30'1
Utility roomLower level10'11 x 10'4
EnsuiteLower level4-Piece
Bonus RoomLower level8'6 x 14'2
Laundry roomLower level8'6 x 11'7
StorageLower level10'11 x 10'4
EnsuiteLower level4-Piece
Bonus RoomLower level10'6 x 15'11
BedroomLower level11'5 x 13'6
BedroomLower level11'6 x 13'6
DenSecond level11'11 x 22'10
GymSecond level8'2 x 10'8
EnsuiteSecond level6-Piece
Primary BedroomSecond level15'3 x 15'3
BedroomMain level19'9 x 19'1
StorageMain level4'6 x 4'10
SunroomMain level11'4 x 10'11
Dining roomMain level14'6 x 15'11
Living roomMain level22'11 x 20'4
BathroomMain level2-Piece
EntranceMain level8'0 x 9'2

Listing Information

MLS®
1000870
Listed
May 25, 2025
Time on market
On the market for 464 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Sail to Salt Spring & park your boat at your own dock. Beautiful west coast build perched on 5+ private acres designed by Everest MacDonald renowned for doctorate in Feng Shui interior. Chef's kitchen featuring gas Wolfe burner, 2 ovens w/ heating drawer, griddle on island & pantry w/ pass through. Vaulted beamed ceiling & expansive windows, oak floors, stone fireplace & trifold doors to decks & hot tub. Bonus 3 season room has woodstove. Main floor has office/4th bed with custom Murphy Bed and 3 pc bath. Primary suite upper level has balcony, custom closets, gym, dressing room, jetted tub, glass shower, double sinks. Lower level bedrooms have ensuites & walk out to shared stone patio & gas firepit. Oak floors throughout. Internal/external sound system throughout for entertaining. Outside kitchen patio has built-in BBQ. Laundry chute through house to laundry. Heat Extraction system keeps the house warm or cool. Zoned for cottage. Too many features to list, see supplements for more~! (id:63159)

Values & Trends

This listing

$515/sqft

Building average

No other active listings in this building

Salt Spring average

$763/sqft

81 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Salt Spring ElementaryElementary3.7 km
Gulf Islands SecondarySecondary4.0 km
Phoenix PlaceSecondary4.1 km
Fernwood ElementaryElementary8.7 km
Galiano Community SchoolElementary9.4 km
Mayne Island SchoolElementary12.5 km
Crofton Elementary Community SchoolElementary14.1 km
Maple Bay ElementaryElementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Welbury Bay Park730 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($520,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,080,000.00
Periodic payment — Principal & Interest (monthly)$13,419.45
Additional monthly expenses (strata, tax, utilities, etc.)$1,098.17
Total monthly cost$14,517.62
Interest paid over 5-yr term$596,133.98
Balance at end of term$1,870,966.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$520,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,994.47

Cash Needed at Closing

Minimum down payment$520,000
Estimated BC PTT$56,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$577,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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