Property Type: OtherOwnership: Freehold

2602 SPOUT LAKE ROAD

Lac La Hache, BC V0K1T1

$330,000

1 bed1 bath600 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Recreational
Stories
2
Lot size
0.58 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$1,307.63 (2025)

Interior

Basement
None
Heating
Radiant/Infra-red Heat, Propane, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding
View
View
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Metal, Conventional

Parking

Features
None

Room Dimensions

RoomLevelDimensions
KitchenMain level
Living roomMain level
Primary BedroomMain level
LoftAbove

Listing Information

MLS®
R3123250
Listed
May 13, 2026
Time on market
On the market for 110 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Tucked away on beautiful Rail Lake, this seasonal cabin is the perfect getaway to relax, unwind, and enjoy lake life. Soak in the views from the spacious deck overlooking the water, ideal for morning coffee or evenings around the fire. Inside, you’ll find vaulted ceilings, a cozy wood stove, updated windows and siding. Situated on a level and usable 0.58-acre lot with plenty of parking for family and guests. Offered fully furnished and complete with a C-Can and covered firewood storage, this move-in ready retreat is ready for you to enjoy this season! (id:63159)

Values & Trends

This listing

$550/sqft

Building average

No other active listings in this building

Lac La Hache average

$414/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary13.3 km
Mile 108 ElementaryElementary25.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$264,000.00
Periodic payment — Principal & Interest (monthly)$1,703.24
Additional monthly expenses (strata, tax, utilities, etc.)$138.97
Total monthly cost$1,842.21
Interest paid over 5-yr term$75,663.16
Balance at end of term$237,468.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,410.71

Cash Needed at Closing

Minimum down payment$16,500
Estimated BC PTT$4,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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