Property Type: OtherOwnership: Freehold

2610 Bubar Creek Road

Rock Creek, BC V0H1Y0

$249,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
40 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$587.66

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10380757
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Incredible 40-acre parcel just 40 minutes from Midway, offering excellent potential for a dream home or recreational cabin. Approximately 50% ALR and 50% with no zoning, providing valuable flexibility for future use. The property features fabulous mountain views, endless ATV trails, and exceptional privacy. A seasonal creek runs through part of the land, adding natural charm. Contact your Realtor today for more details or to schedule a viewing! (id:63159)

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary8.3 km
Boundary Central SecondarySecondary14.4 km
Greenwood ElementaryElementary16.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$199,200.00
Periodic payment — Principal & Interest (monthly)$1,285.17
Additional monthly expenses (strata, tax, utilities, etc.)$48.97
Total monthly cost$1,334.14
Interest paid over 5-yr term$57,091.29
Balance at end of term$179,181.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,818.99

Cash Needed at Closing

Minimum down payment$12,450
Estimated BC PTT$2,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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