Property Type: Detached HouseOwnership: Freehold

2610 Gunwhale Rd

Pender Island, BC V0N2M2

$499,000

3 bed2 bath1 parking2,617 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Lot size
19,166 square feet
Zoning
Unknown

RR1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,450.31

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Wood
Cooling / A/C
See Remarks
Fireplace
Yes (3)

Exterior & Lot

View
Ocean view

Parking

Total spaces
1 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
WorkshopLower level10'8 x 22'2
Bonus RoomLower level10'7 x 33'6
StudioLower level12'8 x 27'1
StorageLower level12'7 x 23'2
BathroomMain level4-Piece
BedroomMain level9'4 x 10'8
BedroomMain level13'1 x 12'11
EnsuiteMain level2-Piece
Primary BedroomMain level11'5 x 10'3
KitchenMain level7'8 x 10'11
Dining roomMain level7'1 x 13'11
Family roomMain level9'7 x 15'11
Living roomMain level14'0 x 42'10

Listing Information

MLS®
1044051
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX LIFESTYLES REALTY · Data source: CREA DDF.

Description

Ocean views and exciting potential in this mid-century fixer-upper! Set on a quiet cul-de-sac, this 3-bedroom, 2-bathroom home enjoys views over Shingle Bay, out toward Swanson Channel and across to Gulf Islands National Park. The main level offers easy one-level living, with all three bedrooms, two bathrooms and laundry conveniently located on the same floor. With its mid-century character, the home is ready for a new owner to restore its original style or live there and make improvements over time. The lower level provides generous space for a workshop, studio with ocean view and walk-out to deck and storage. A metal roof and heat pump are already in place. On Magic Lake water and septic. Located close to walking trails, ocean access and low-cost moorage at Thieves Bay Marina, this is an opportunity to restore this unique island home in a peaceful setting. (id:63159)

Values & Trends

This listing

$191/sqft

Building average

No other active listings in this building

Pender Island average

$814/sqft

36 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle3.3 km
Mayne Island SchoolElementary8.1 km
Saturna Island Elementary SecondaryK-1210.2 km
Galiano Community SchoolElementary12.2 km
Parkland SecondarySecondary14.5 km
North Saanich Middle SchoolMiddle14.7 km
Deep Cove ElementaryElementary15.3 km
Sidney ElementaryElementary15.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Ursula Poepel Park423 m
  • Shingle Bay Park432 m
  • Unnamed504 m
  • Sandy Sievert Park577 m
  • Unnamed599 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$418.53
Total monthly cost$2,994.03
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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