Property Type: Detached HouseOwnership: Freehold

2643 Surge Narrows Rd

Quadra Island, BC V0P1A7

$4,888,000

7 bed6 bath8 parking4,699 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Lot size
4.5 acres
Zoning
Residential

RU-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,648.85

Interior

Heating
Heat Pump, Other
Cooling / A/C
Fully air conditioned
Fireplace
Yes (3)

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
Living roomAuxiliary Building12'7 x 15'1
KitchenAuxiliary Building8'1 x 15'1
EntranceOther9'7
Dining roomAuxiliary Building20'11
BedroomAuxiliary Building10'1 x 10'2
BedroomAuxiliary Building10'8 x 10'8
BathroomAuxiliary Building5'11 x 10'8
BathroomOther4'9 x 7'7
BedroomOther11'4 x 7'7
Utility roomLower level19'4 x 19'8
MediaLower level27'2
Recreation roomLower level18'1 x 29'1
Laundry roomLower level8'1 x 9'1
Family roomLower level13'6
BedroomLower level11'7 x 11'7
BedroomLower level13'8 x 11'4
BedroomLower level13'8 x 11'4
BathroomLower level5'9
BathroomLower level9'10 x 4'11
Primary BedroomMain level18'10 x 19'7
Living roomMain level18'11
PantryMain level9'7 x 6'5
Laundry roomMain level9'2 x 7'5
KitchenMain level15'9 x 13'5
EntranceMain level17'7
Dining roomMain level16'3 x 15'4
EnsuiteMain level26'9 x 7'2
BathroomMain level5'5 x 9'3
LoftSecond level

Listing Information

MLS®
1037093
Listed
May 18, 2026
Time on market
On the market for 105 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (Crtny) · Data source: CREA DDF.

Description

Discover an exceptional opportunity for lakefront living at 2643 Surge Narrows Rd on Village Bay Lake, Quadra Island. Nestled beside Main Lake Provincial Park, this extraordinary estate offers a rare blend of luxury, recreation, and natural beauty. One of the few homes on the lake that has car access. The meticulously designed main residence spans over 4,600 sq ft, featuring a chef’s kitchen, spa-inspired bathrooms, a luxurious primary suite, and accommodations for up to 10 guests. A 2-bedroom cottage with a private deck overlooks the lake, while the bunkhouse offers two beds, a bathroom, and its own lake view deck. . Entertain with ease on the expansive lakeside patio with a massive pool and hot tub. The property also boasts a dock, massive media room, multiple garages, solar panels, and a Tesla Powerwall. Whether for weekend escapes or year-round living, this is lakeside luxury at its finest-incomparable and unforgettable. This home is outside the foreign buyer exclusion zone. (id:63159)

Values & Trends

This listing

$1,040/sqft

Building average

No other active listings in this building

Quadra Island average

$686/sqft

15 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Surge Narrows ElementaryK-127.8 km
Quadra ElementaryElementary14.8 km
Ecole Phoenix MiddleElementary18.0 km
Ripple Rock ElementaryElementary18.4 km
Ecole Des Deux Mondes ElementaryElementary18.4 km
Secondaire CarihiSecondary18.8 km
Carihi SecondaryElementary18.8 km
Cedar ElementaryElementary18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($977,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,910,400.00
Periodic payment — Principal & Interest (monthly)$25,228.57
Additional monthly expenses (strata, tax, utilities, etc.)$1,039.07
Total monthly cost$26,267.64
Interest paid over 5-yr term$1,120,731.88
Balance at end of term$3,517,417.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$977,600
Stress test qualifying rate8.09%
Payment you must qualify for$30,069.61

Cash Needed at Closing

Minimum down payment$977,600
Estimated BC PTT$162,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,141,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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