Property Type: Detached HouseOwnership: Freehold

2651 MORGAN ROAD

Houston, BC V0J1Z2

$289,900

4 bed2 bath2,076 sqftBuilt 1972
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.96 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,083.19 (2025)

Interior

Basement
Partially finished, N/A
Heating
Forced air, Natural gas, Wood
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Aluminum siding

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Basement
Bedroom 4Basement
Recreational, Games roomBasement

Listing Information

MLS®
R3151028
Listed
July 29, 2026
Time on market
On the market for 33 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Calderwood Realty Ltd. · Data source: CREA DDF.

Description

Priced to reflect the opportunity! 4 bdrm/2 bath family home on just under 1 acre just outside of municipal limits... so LOW property taxes! Space, privacy, lots of parking with convenient wrap-around drive, & a 16'x30' detached wired workshop. Multiple other outbuildings incl a woodshed, chicken coop, greenhouse, storage & more. Large mudrm entry (former carport/garage). The open concept main living area features vaulted ceilings & lots of windows toward the private backyard & sundeck. Spacious recroom with wood stove below. This home offers an opportunity for buyers looking to build equity. While it would benefit from updates & renovations, the layout & generous lot size provide an excellent foundation to create your ideal home. Bring your vision & unlock this property's full potential! (id:63159)

Values & Trends

This listing

$140/sqft

Building average

No other active listings in this building

Houston average

$163/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Smithers

Light Rain

12°C

Light Rain

Humidity 97%

Wind NW 9 km/h

Tonight

Tuesday

16°

Tuesday night

10°

Wednesday

18°

Wednesday night

10°

Thursday

21°

Source: Environment and Climate Change Canada.

Population

3,052

(2021 Census)

+2% since 2016

Density: 41.9/km²

Dwellings: 1,461

Median household income: $84,000

After-tax: $73,500

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • Netherlands1.8% · 55
  • United States of America1.5% · 45
  • India1.3% · 40
  • Portugal0.8% · 25
  • Korea, South0.8% · 25
  • Viet Nam0.5% · 15
  • Germany0.3% · 10
  • United Kingdom0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Silverthorne ElementaryElementary4.9 km
Houston Christian School(Independent)Elementary5.6 km
Houston SecondarySecondary6.0 km
Twain Sullivan ElementaryElementary6.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Bulkley Valley (SD54)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$231,920.00
Periodic payment — Principal & Interest (monthly)$1,496.27
Additional monthly expenses (strata, tax, utilities, etc.)$277.60
Total monthly cost$1,773.87
Interest paid over 5-yr term$66,468.94
Balance at end of term$208,612.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,117.77

Cash Needed at Closing

Minimum down payment$14,495
Estimated BC PTT$3,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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