Property Type: TownhouseOwnership: Strata

27 745 Church St

Gabriola Island, BC V0R1X3

$249,900

1 bed1 bath679 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$166/mo
Annual property tax
$945

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level
BathroomMain level4-Piece
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1039194
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Embrace the tranquil and private lifestyle of Gabriola Island in this charming 1-bedroom, 1-bathroom home. This sanctuary offers a balance of comfort and unparalleled convenience. Located just moments from the town centre, it provides easy access to local shopping, coffee shops, the library, parks, and restaurants. Essential services are also nearby, with the medical clinic and fire hall just around the corner, and the BC Ferries terminal conveniently close for travel. Inside, the home features an open concept living and dining area that is well-sized and includes a vaulted ceiling. The functional kitchen provides access to the laundry room, which in turn offers direct access to the front yard space. The well-sized primary suite and its accompanying 4-piece main bathroom provide comfortable living. Outside, the property is private and inviting, featuring a small deck for outdoor enjoyment. This home offers a retreat designed for convenience and the unique pace of island life. (id:63159)

Values & Trends

This listing

$368/sqft

Building average

$368/sqft

3 active listing(s)

Gabriola Island average

$368/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Gabriola ElementaryElementary382 m
Qwam Qwum Stuwixwulh Community SchoolElementary6.7 km
Cedar SecondarySecondary7.3 km
Pauline Haarer ElementaryElementary7.9 km
Bayview ElementaryElementary7.9 km
Fulford Community ElementaryElementary8.3 km
Chase River ElementaryElementary8.6 km
Park Avenue ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Ground Up · 560 North Road772 m

Parks (4)

  • Paisley Place Community Park · 555 Paisley Place427 m
  • Cox Community Park527 m
  • Gabriola Commons · 675 North Road646 m
  • Huxley Community Park · 585 North Road700 m

Banks & ATMs (3)

  • Coastal Community Credit Union · 580 North Road677 m
  • Coastal Community Credit Union ATM684 m
  • Unnamed765 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$199,920.00
Periodic payment — Principal & Interest (monthly)$1,289.82
Additional monthly expenses (strata, tax, utilities, etc.)$278.98
Total monthly cost$1,568.80
Interest paid over 5-yr term$57,297.65
Balance at end of term$179,828.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,825.56

Cash Needed at Closing

Minimum down payment$12,495
Estimated BC PTT$2,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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