Property Type: Detached HouseOwnership: Freehold

2706 HALL STREET

Terrace, BC V8G2R7

$410,000

2 bed1 bath909 sqftBuilt 1957
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7,089 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,200.21 (2026)

Interior

Basement
Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Bedroom 2Main level
Bedroom 3Main level
Flex SpaceBasement
Flex SpaceBasement

Listing Information

MLS®
R3158101
Listed
August 24, 2026
Time on market
On the market for 7 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Coast Mountains · Data source: CREA DDF.

Description

This charming 2-bedroom, 1-bathroom home is move-in ready and offers plenty of recent updates. The main floor features brand-new flooring throughout, beautiful new quartz countertops and freshly painted cabinets & hardware, making the home feel clean, crisp and modern. Located close to downtown and within walking distance of the hospital, this is a convenient location for work, shopping and everyday amenities. Outside, enjoy a great fenced yard with plenty of room for trailer parking or the potential to build a shop in the backyard. A 15’ x 9’ deck provides a great spot to relax and enjoy the outdoor space. A fantastic opportunity for a first-time buyer, downsizer or investor! (id:63159)

Values & Trends

This listing

$451/sqft

Building average

No other active listings in this building

Terrace average

$338/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cassie Hall ElementaryElementary476 m
des Cinq-saumonsElementary/Middle522 m
Suwilaawks Community SchoolElementary1.3 km
Centennial Christian School(Independent)K-121.6 km
Skeena MiddleElementary1.7 km
Veritas Catholic(Independent)Elementary/Middle1.8 km
Caledonia SecondarySecondary2.0 km
Parkside SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Shan Yan678 m
  • Unnamed701 m
  • Ninja Sushi · 4605 Lakelse Avenue726 m
  • White Spot · 4620 Lakelse Avenue761 m

Cafes (5+)

  • The Fix Bikery and Cafe · 2910 Tetrault Street301 m
  • Tim Horton's · Route 16408 m
  • Starbucks645 m
  • Starbucks647 m
  • Tim Hortons · 4658 Lakelse Avenue751 m

Grocery (4)

  • Wholesale Club · 4524 Feeney Avenue447 m
  • Safeway · 4655 Lakelse Avenue645 m
  • Save-On-Foods699 m
  • Walmart Supercentre · 4427 Yellowhead Highway716 m

Parks (3)

  • Cassie Hall Park460 m
  • Unnamed581 m
  • Elks Park775 m

Shopping (2)

  • Terrace Shopping Centre · 4647 Lakelse Avenue647 m
  • Skeena Mall · 4741 Lakelse Avenue736 m

Pharmacies (1)

  • Shoppers Drug Mart · 4647 Lakelse Avenue647 m

Banks & ATMs (5+)

  • CIBC · 4717 Lakelse Avenue639 m
  • TD · 4633 Lakelse Avenue683 m
  • RBC Royal Bank · 4640 Lakelse Avenue742 m
  • BMO760 m
  • Scotiabank · 4602 Lakelse Avenue773 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$328,000.00
Periodic payment — Principal & Interest (monthly)$2,116.14
Additional monthly expenses (strata, tax, utilities, etc.)$311.68
Total monthly cost$2,427.83
Interest paid over 5-yr term$94,005.74
Balance at end of term$295,037.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,995.12

Cash Needed at Closing

Minimum down payment$20,500
Estimated BC PTT$6,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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