Property Type: OtherOwnership: Freehold

275 Cypress St

Nanaimo, BC V9S5J9

$15,500,000

64 parking
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Property Details

Property & Lot

Sub-type
Multi-Family
Lot size
0.93 acres
Zoning
Unknown

R8

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$89,891.38

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
64

Listing Information

MLS®
1043620
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Cypress Garden Apartments 64 Suite Apartment Building with a well balanced suite mix featuring a unique 3750 sq ft Penthouse boasting breathtaking views. Situated in the Brechin Hill neighbourhood, located steps from the scenic seawall and within walking distance to downtown Nanaimo. This property offers investors the opportunity to acquire a large scale apartment building that has been privately owned and managed for over 35 years. Well maintained receiving numerous capital upgrades. Represents a rare opportunity to acquire a property of scale with strong cash flow potential in one of British Columbia's fastest growing municipalities. (id:63159)

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brechin ElementaryElementary551 m
Pauline Haarer ElementaryElementary1.3 km
Discover Montessori School(Independent)Elementary/Middle1.3 km
Career Technical CentreSecondary1.3 km
OceaneElementary1.4 km
Fairview ElementaryElementary1.6 km
Cilaire ElementaryElementary2.0 km
Quarterway ElementaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Danpung Momiji 310 · 505 Terminal Avenue North268 m
  • Manvirros Indian Grill · 1045 Terminal Avenue North334 m
  • Pita Land Mideast Urban Kitchen · 1150 Terminal Avenue North558 m
  • Carbone Pizzeria · 215 Terminal Avenue North567 m
  • Pizza Hut · 1150 Terminal Avenue North609 m

Cafes (1)

  • Starbucks602 m

Grocery (1)

  • Bulk Barn · 1150 Terminal Avenue North642 m

Parks (5+)

  • Saint George Ravine Park · 980 Terminal Avenue North178 m
  • Chinese Memorial Gardens Park · 105 Saint George Street216 m
  • Townsite Triangle Park643 m
  • Caledonia Park · 110 Wall Street738 m
  • Queen Elizabeth II Promenade763 m

Pharmacies (1)

  • Medicine Shoppe Pharmacy · 1150 Terminal Avenue North552 m

Banks & ATMs (2)

  • Freedom 55 Financial541 m
  • Instacoin ATM683 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($3,100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$12,400,000.00
Periodic payment — Principal & Interest (monthly)$80,000.59
Additional monthly expenses (strata, tax, utilities, etc.)$7,490.95
Total monthly cost$87,491.54
Interest paid over 5-yr term$3,553,875.64
Balance at end of term$11,153,840.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,100,000
Stress test qualifying rate8.09%
Payment you must qualify for$95,351.66

Cash Needed at Closing

Minimum down payment$3,100,000
Estimated BC PTT$693,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$3,794,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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