Property Type: Land / LotOwnership: Freehold

2770 WINIFRED Road

Naramata, BC V0H1N1

$375,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.49 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,336.33

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Listing Information

MLS®
10374418
Listed
February 2, 2026
Time on market
On the market for 210 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

start planning your future home in South Okanagan. This .49 acre lake view parcel lends itself to a variety of building styles. Incredible views of the lake and directly across from Giants Head Mountain in the distance. Backing onto the Kettle Valley Rail Trail and close to the village of Naramata. Only a 10 min drive to Penticton for all of your amenities and shopping needs. Power, water, gas and phone services at the lot line. Become part of the neighborhood and start living the dream of the Okanagan lifestyle filled with wineries, golf courses, hiking trails and water sports. (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary2.2 km
Trout Creek ElementaryElementary3.9 km
Unisus Senior School(Independent)Secondary7.5 km
Unisus Junior School(Independent)Elementary7.5 km
Summerland SecondaryK-128.0 km
Summerland Montessori School(Independent)Elementary8.2 km
Uplands ElementaryElementary8.9 km
Queens Park ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (strata, tax, utilities, etc.)$111.36
Total monthly cost$2,046.86
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.44

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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