Property Type: Land / LotOwnership: Freehold

280 Seafield Rd

Colwood, BC V9C0R1

$449,000

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
3,300 square feet
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,682.59

Interior

Fireplace
None

Parking

Total spaces
2

Listing Information

MLS®
1044404
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Rare opportunity in the coveted Lagoon neighbourhood. Three adjacent, build-ready lots on Seafield Road, a short stroll from Esquimalt Lagoon. The grade is ideal for three-level homes with ground-level entry, walk-out lower levels and upper-floor ocean views. West-shore's best-kept secret, Seafield is a peaceful, tree-lined coastal enclave, where neighbours know one another and nature’s best surrounds you. Leave the car in the garage and enjoy it all on foot from your front door: bring your kayak or paddleboard to the lagoon, wander the gardens at Royal Roads, or explore hundreds of acres of forested trails through Hatley Park. The playground is perfect for kids and grandkids, with schools, shops and Royal Bay amenities close by. These final lots to be built offer an ideal small builder project or unique opportunity for friends or family building together. (id:63159)

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

18,961

(2021 Census)

+12.5% since 2016

Density: 1,073.7/km²

Dwellings: 7,688

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 515
  • United States of America1.1% · 200
  • Philippines0.8% · 160
  • China0.7% · 125
  • Germany0.6% · 115
  • Korea, South0.5% · 90
  • India0.4% · 75
  • Portugal0.3% · 60

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sangster ElementaryElementary650 m
Dunsmuir Middle SchoolMiddle816 m
Wishart ElementaryElementary1.3 km
Colwood ElementaryElementary1.5 km
Westshore Secondary SchoolSecondary1.7 km
John Stubbs MiddleElementary1.8 km
John Stubbs ElementaryElementary1.8 km
Brookes Westshore(Independent)Elementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Matilda Park268 m
  • Lagoon West Park467 m
  • Wickheim Park · 3341 Metchosin Road682 m
  • Passage Park · 3381 Hatley Drive788 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (strata, tax, utilities, etc.)$223.55
Total monthly cost$2,540.99
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,280.02

Cash Needed at Closing

Minimum down payment$22,450
Estimated BC PTT$6,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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