Property Type: Detached HouseOwnership: Freehold

28220 NESS LAKE ROAD

Prince George, BC V2K5N1

$549,000

3 bed2 bath1,940 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.38 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,833.08 (2026)

Interior

Basement
Full
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding
View
View of water

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Carport

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Recreational, Games roomBasement
Bedroom 3Lower level
Steam roomBasement
Laundry roomBasement

Listing Information

MLS®
R3148513
Listed
July 21, 2026
Time on market
On the market for 41 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty (PG) · Data source: CREA DDF.

Description

Welcome to 28220 Ness Lake Rd. Enjoy amazing views of Ness Lake and beautiful sunsets from the deck. The home features 3 bedrooms and 2 bathrooms. There is a fenced yard and shop for all your toys. Check out country living with lake views!! (property is sub-lake) This home is move in ready and just waiting for it's new family. (id:63159)

Values & Trends

This listing

$283/sqft

Building average

No other active listings in this building

Prince George average

$272/sqft

331 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Fog

10°C

Fog

Humidity 100%

Wind S 9 km/h

Today

21°

Tonight

10°

Wednesday

23°

Wednesday night

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

76,708

(2021 Census)

+3.7% since 2016

Density: 242.2/km²

Dwellings: 33,643

Median household income: $88,000

After-tax: $77,500

Immigrant population: 10.3%

Top countries of origin (% of total population)

  • India1.7% · 1,305
  • Philippines1.2% · 935
  • United Kingdom1.1% · 830
  • United States of America0.8% · 605
  • Germany0.5% · 410
  • China0.3% · 255
  • Netherlands0.3% · 235
  • Poland0.3% · 195

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nukko Lake ElementaryElementary13.7 km
Heather Park ElementaryElementary23.2 km
Springwood ElementaryElementary23.2 km
Shas Ti Kelly Road SecondarySecondary23.6 km
Hart Highlands ElementaryElementary24.6 km
Edgewood ElementaryElementary24.7 km
Heritage ElementaryElementary25.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Prince George (SD57)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$333.09
Total monthly cost$3,166.66
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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