Property Type: Detached HouseOwnership: Freehold

2866 Hilltop Road

Blind Bay, BC V0E2W0

$749,900

3 bed3 bath5 parking2,417 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,566

Interior

Basement
Full
Heating
Forced air
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement19' x 10'11''
3pc BathroomBasement10' x 5'7''
BedroomBasement10' x 15'
Family roomBasement36'6'' x 31'9''
Laundry roomMain level4'8'' x 8'5''
BedroomMain level11'5'' x 10'1''
4pc BathroomMain level11'5'' x 5'1''
3pc Ensuite bathMain level4'8'' x 8'2''
Primary BedroomMain level15'5'' x 11'6''
Living roomMain level14'6'' x 20'4''
FoyerMain level16'2'' x 6'7''
Dining roomMain level10'9'' x 13'6''
KitchenMain level11'5'' x 15'9''

Listing Information

MLS®
10397431
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Look no further! This well-maintained 3-bedroom, 3-bathroom home is situated on a .35-acre lot with a private, fully landscaped backyard featuring low-maintenance xeriscaping, established gardens and plenty of space to relax and enjoy the outdoors. The bright, open-concept kitchen, dining and living areas create an easy flow for everyday living and entertaining. The living room features a cozy gas fireplace and patio doors leading onto the deck overlooking the peaceful and private backyard. The main floor also offers a convenient laundry room with sink and space for a freezer, a second bedroom, and a spacious primary bedroom complete with a walk-in closet and 3-piece ensuite featuring a new sink and flooring. The full daylight basement provides plenty of additional living space with a spacious family room, office area, third bedroom and 3-piece bathroom. You’ll also find a large storage/flex room with endless possibilities—home theatre, gym, hobby room, or whatever best suits your needs. With a great layout, generous lot and plenty of flexible living space, this immaculate home is ready for its next owners to move in and enjoy! (id:63159)

Values & Trends

This listing

$310/sqft

Building average

No other active listings in this building

Blind Bay average

$399/sqft

56 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary5.3 km
North Shuswap ElementaryElementary/Middle7.9 km
Carlin Elementary MiddleElementary/Middle8.7 km
Shuswap SDA(Independent)Elementary/Middle18.7 km
North Canoe ElementaryElementary19.1 km
Salmon Arm SecondarySecondary21.3 km
Salmon Arm West ElementaryElementary21.4 km
Haldane ElementaryElementary21.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed555 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$334.83
Total monthly cost$4,205.31
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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