Property Type: Detached HouseOwnership: Freehold

2871 Copper Ridge Drive

West Kelowna, BC V4T0E7

$1,125,000

4 bed3 bath4 parking2,571 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.11 acres
Frontage
36 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,665

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Brick, Stucco, Cedar Siding
View
Lake view, Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherMain level21'6'' x 23'6''
Mud roomMain level11'6'' x 7'5''
PantryMain level6'2'' x 9'8''
Great roomMain level17'0'' x 13'7''
KitchenMain level18'8'' x 16'4''
Dining roomMain level7'6'' x 12'0''
BedroomMain level11'3'' x 11'7''
DenSecond level12'0'' x 14'0''
Primary BedroomSecond level15'2'' x 14'2''
BedroomSecond level10'4'' x 10'3''
BedroomSecond level10'4'' x 10'3''
5pc Ensuite bathSecond level
3pc BathroomSecond level
3pc BathroomMain level

Listing Information

MLS®
10386131
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Enjoy lake, valley, and mountain views from this brand new 4 bed, 3 bath home in Smith Creek, West Kelowna. The open concept main floor features high ceilings, large windows, a modern kitchen with island, and a walk-in butler’s pantry. A main floor bedroom and full bath offer flexible living options. Upstairs includes a spacious primary suite with walk-in closet and ensuite with heated floors, two additional bedrooms with Jack & Jill bath, and a bonus room. The backyard has been recently expanded and landscaped for low maintenance outdoor living. Located in a quiet, family-friendly area close to parks and trails. Price plus GST. (id:63159)

Values & Trends

This listing

$438/sqft

Building average

No other active listings in this building

Smith Creek average

$416/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenrosa ElementaryElementary1.5 km
Helen Gorman ElementaryElementary1.6 km
Glenrosa Middle SchoolMiddle2.1 km
Webber Road ElementaryElementary2.4 km
Shannon Lake ElementaryElementary2.8 km
Our Lady of Lourdes(Independent)Elementary/Middle3.1 km
Constable Neil Bruce Middle SchoolElementary4.0 km
Sensisyusten House of Learning(Independent)Elementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Aspen Park181 m
  • Shetler Park203 m
  • Harold Park414 m
  • Black Canyon Park427 m
  • Copper Ridge Park649 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($87,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$900,000.00
Periodic payment — Principal & Interest (monthly)$5,806.49
Additional monthly expenses (strata, tax, utilities, etc.)$601.08
Total monthly cost$6,407.58
Interest paid over 5-yr term$257,942.59
Balance at end of term$809,552.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$87,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,978.01

Cash Needed at Closing

Minimum down payment$87,500
Estimated BC PTT$20,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$109,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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