Property Type: Land / LotOwnership: Freehold

29 BANYAY STREET

Kitimat, BC V8C2P5

$110,000

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Property Details

Property & Lot

Lot size
5,628 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$485.46 (2026)

Interior

Fireplace
None

Listing Information

MLS®
R3143871
Listed
July 7, 2026
Time on market
On the market for 55 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Northwest Realty Ltd. · Data source: CREA DDF.

Description

Looking to build your dream home? This 5,628 sq ft lot in the established Whitesail neighborhood offers a fantastic opportunity. Fully serviced and ready to go, it's just a short walk from the Hirsch Creek Golf and Winter Club, providing easy access to outdoor recreation year-round. Whether you're envisioning a modern home or a more traditional design, this lot provides the perfect foundation for your plans. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Kitimat average

$193/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

14°C

Humidity 99%

Wind SE 10 km/h

Tonight

11°

Tuesday

14°

Tuesday night

10°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

8,236

(2021 Census)

+1.3% since 2016

Density: 34.4/km²

Dwellings: 4,381

Median household income: $103,000

After-tax: $88,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • Portugal4.2% · 350
  • United Kingdom2.2% · 185
  • Philippines1.8% · 145
  • Germany1.3% · 105
  • United States of America0.8% · 70
  • India0.8% · 65
  • Somalia0.5% · 40
  • Italy0.4% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mount Elizabeth Middle/SecondaryElementary1.4 km
Kitimat City HighSecondary1.5 km
Nechako ElementaryElementary1.9 km
St Anthony's(Independent)Elementary/Middle2.4 km
Kildala ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$88,000.00
Periodic payment — Principal & Interest (monthly)$567.75
Additional monthly expenses (strata, tax, utilities, etc.)$40.46
Total monthly cost$608.20
Interest paid over 5-yr term$25,221.05
Balance at end of term$79,156.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,500
Stress test qualifying rate8.09%
Payment you must qualify for$803.57

Cash Needed at Closing

Minimum down payment$5,500
Estimated BC PTT$1,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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