Property Type: Land / LotOwnership: Freehold

2954 SPOUT LAKE ROAD

Lac La Hache, BC V0K1T0

$186,000

Get Directions

Property Details

Property & Lot

Lot size
11.68 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$884.55 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3124487
Listed
May 16, 2026
Time on market
On the market for 108 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Just minutes from beautiful Rail Lake, this 11.68-acre parcel offers a rare blend of natural beauty, privacy, and possibility. The land unfolds across a gentle south-facing slope, catching sunlight throughout the day and creating an ideal setting for building your home or crafting a secluded getaway. A seasonal creek meanders through the property, drawing in wildlife and adding a peaceful, rural charm. With power already in place, some of the groundwork is done, making it easier to bring your vision to life. Outdoor enthusiasts will appreciate being close to the ski hill, surrounded by recreation, and only 35 minutes from 100 Mile House for year-round convenience. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary11.2 km
Mile 108 ElementaryElementary22.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,300) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$148,800.00
Periodic payment — Principal & Interest (monthly)$960.01
Additional monthly expenses (strata, tax, utilities, etc.)$73.71
Total monthly cost$1,033.72
Interest paid over 5-yr term$42,646.51
Balance at end of term$133,846.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,300
Stress test qualifying rate8.09%
Payment you must qualify for$1,358.76

Cash Needed at Closing

Minimum down payment$9,300
Estimated BC PTT$1,860
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,660

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information