Property Type: Detached HouseOwnership: Freehold

2957 Ensign Lane

West Kelowna, BC V4T2Z4

$899,900

5 bed4.5 bath6 parking2,826 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,271

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (3)
Fireplace type
Gas, Electric, Unknown, Unknown

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation9' x 4'11''
OtherAdditional Accommodation9'1'' x 4'3''
Primary BedroomAdditional Accommodation9'5'' x 14'11''
Living roomAdditional Accommodation13'5'' x 16'8''
KitchenAdditional Accommodation13'7'' x 15'3''
4pc BathroomSecond level7'11'' x 10'2''
Laundry roomSecond level7'5'' x 5'11''
BedroomSecond level11' x 14'1''
BedroomSecond level12'7'' x 11'11''
PantryMain level5'9'' x 5'4''
BedroomSecond level10'6'' x 10'11''
5pc Ensuite bathSecond level7'11'' x 7'10''
Primary BedroomSecond level22'10'' x 20'8''
2pc BathroomMain level2'7'' x 7'
FoyerMain level7'4'' x 4'11''
Dining roomMain level9'8'' x 15'1''
Living roomMain level13'10'' x 17'
KitchenMain level11'11'' x 15'1''

Listing Information

MLS®
10382521
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to this beautifully designed 5-bedroom, 4-bathroom family home in the highly sought-after Shannon Lake community of West Kelowna. Built in 2011, this 2,826 sq. ft. residence offers a timeless, open-concept layout with soaring ceilings, abundant natural light, and thoughtfully curated finishes throughout. The main floor is ideal for both everyday living and entertaining, featuring a spacious living room, dining area, and well-appointed kitchen that seamlessly flow out to a large, partially covered deck—perfect for taking in the stunning city and mountain views year-round. Upstairs, you’ll find four generous bedrooms, including a comfortable primary retreat, two full bathrooms, a convenient laundry room, and plenty of storage for growing families. The lower level offers excellent flexibility with a self-contained in-law suite complete with a separate entrance—ideal for extended family or guests. This home is finished to a high standard with quality wide-plank flooring and three fireplaces that create a warm, inviting atmosphere. Positioned on an east/west exposure, the backyard enjoys beautiful morning sun and mountain valley views. Parking is a breeze with a double garage, double driveway, and additional space for two more vehicles or RV parking. A standout in the neighbourhood, this home offers a refreshing alternative to cookie-cutter design—thoughtfully laid out to maximize both indoor comfort and outdoor living, all while showcasing breathtaking views. (id:63159)

Values & Trends

This listing

$318/sqft

Building average

No other active listings in this building

Shannon Lake average

$381/sqft

40 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Constable Neil Bruce Middle SchoolElementary565 m
Shannon Lake ElementaryElementary812 m
Sensisyusten House of Learning(Independent)Elementary1.5 km
Mount Boucherie SecondarySecondary1.5 km
Chief Tomat ElementaryElementary1.6 km
Hudson Road ElementaryElementary2.9 km
Mar Jok ElementaryElementary3.4 km
Our Lady of Lourdes(Independent)Elementary/Middle3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed328 m
  • Shannon Way Park384 m
  • Shannon Springs Park429 m
  • Sandstone Park661 m
  • Shannon Ridge Park694 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$496.92
Total monthly cost$5,141.60
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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