Property Type: OtherOwnership: Freehold

2971 Loon Lake Road

Cache Creek, BC V0K1H0

$139,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.36 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$471

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10384289
Listed
April 21, 2026
Time on market
On the market for 132 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

1/3 of an acre overlooking beautiful Loon lake, famous for its trout fishing. This is secluded plot of land is nestled in the trees and is ready for your families recreational dreams. Property has a nice level area awaiting your RV. Check out the possibilities of building your own summer cottage on the site. Property backs onto crown land and miles of quad trails. Very close to boat launch and water access. Sitting right above Stevens road at beginning of subdivision. (id:63159)

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$111,200.00
Periodic payment — Principal & Interest (monthly)$717.42
Additional monthly expenses (strata, tax, utilities, etc.)$39.25
Total monthly cost$756.67
Interest paid over 5-yr term$31,870.24
Balance at end of term$100,024.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,015.42

Cash Needed at Closing

Minimum down payment$6,950
Estimated BC PTT$1,390
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information