Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

2985 Smith Drive Unit# 207

Armstrong, BC V4Y0K6

$279,900

2 bed1 bath1 parking858 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$192/mo
Annual property tax
$1,116.55

Maintenance Fee Includes

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Baseboard heaters
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
017-042-291

Parking

Total spaces
1

Restrictions & Policies

Pets
Restrictions apply
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level8'0'' x 5'5''
Primary BedroomMain level11'6'' x 9'9''
BedroomMain level9'9'' x 9'
Laundry roomMain level4'8'' x 3'6''
Living roomMain level12'6'' x 12'
Dining roomMain level11'4'' x 8'
KitchenMain level8' x 7'6''
FoyerMain level10'3'' x 4'4''

Listing Information

MLS®
10400539
Listed
September 12, 2026
Time on market
Listed today
Data last synced
September 13, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Come home to Armstrong, and welcome to The Kimberly Anne Community! This well maintained 2 bedroom, 1 bathroom - 2nd floor apartment at the back of the building offers nice natural light, and the sliding door to your own deck allows you to appreciate the view toward the hills! This 55 plus complex is located in the heart of Armstrong, and within walking distance to shopping, coffee shops and restaurants. With in-suite laundry, low strata fees, outdoor parking, and being small pet friendly, this is the place for you! Armstrong offers so much with the small town feel, most services that you will need, and Vernon being only 15 minutes away if you need anything else! Call your agent today to arrange your private showing! (id:63159)

Values & Trends

This listing

$326/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$292/sqft

1 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

20°C

Humidity 34%

Wind W 5 km/h

Tonight

Sunday

22°

Sunday night

Monday

23°

Monday night

11°

Tuesday

20°

Source: Environment and Climate Change Canada.

Population

5,323

(2021 Census)

+4.1% since 2016

Density: 1,019.7/km²

Dwellings: 2,292

Median household income: $77,500

After-tax: $70,000

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2% · 105
  • United States of America1.3% · 70
  • Netherlands0.6% · 30
  • Germany0.4% · 20
  • India0.4% · 20
  • Philippines0.3% · 15
  • Mexico0.2% · 10
  • Italy0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Armstrong ElementaryElementary1.4 km
Highland Park ElementaryElementary1.4 km
Len Wood Middle SchoolMiddle1.7 km
Pleasant Valley SecondarySecondary2.1 km
North Okanagan Junior Academy(Independent)Elementary/Middle8.8 km
M.V. Beattie ElementaryElementary12.6 km
A.L. Fortune SecondaryK-1213.2 km
Vernon Christian School(Independent)K-1215.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Starbucks147 m
  • Wild Oak Café · 2539 Pleasant Valley Boulevard755 m

Grocery (1)

  • Askew's Foods424 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,920.00
Periodic payment — Principal & Interest (monthly)$1,444.66
Additional monthly expenses (strata, tax, utilities, etc.)$327.80
Total monthly cost$1,772.45
Interest paid over 5-yr term$64,176.12
Balance at end of term$201,416.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,044.72

Cash Needed at Closing

Minimum down payment$13,995
Estimated BC PTT$3,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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