Property Type: Detached HouseOwnership: Freehold

299 Roy Avenue

Penticton, BC V2A7M8

$799,999

4 bed2 bath2 parking1,849 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,586.43

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Vinyl siding
Pool
Pool, Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level15'8'' x 9'10''
3pc BathroomMain level7'5'' x 11'4''
BedroomMain level19'1'' x 10'5''
Dining roomMain level8'10'' x 10'3''
KitchenMain level14'4'' x 14'4''
Living roomMain level21'6'' x 11'8''
Family roomMain level21'4'' x 11'4''
Utility roomMain level6'2'' x 9'11''
4pc BathroomSecond level5'8'' x 8'6''
BedroomSecond level9'2'' x 9'4''
BedroomSecond level9'1'' x 9'4''

Listing Information

MLS®
10394228
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Here is the backyard oasis you've been dreaming of! Enjoy a sparkling pool with a new liner added in 2024, in a low-maintenance backyard that's amazingly relaxing and ready to enjoy from day one. Ample patio space means you'll always find sun or shade throughout the day. Centrally located on a non-through street, all Penticton has to offer is just a short drive or walk away. This comfortable split-level home features a total of four bedrooms and two bathrooms, with beautiful hardwood floors throughout the majority of the home. The lower bedroom walks straight out to the backyard, making indoor-outdoor living effortless. The home has seen many updates and has been maintained over the years, including a new furnace and air conditioning in 2024 and irrigation installed in 2022. This home is a must see! (id:63159)

Values & Trends

This listing

$433/sqft

Building average

No other active listings in this building

Main South average

$620/sqft

24 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Holy Cross School(Independent)Elementary/Middle1.4 km
Princess Margaret SecondarySecondary1.5 km
Penticton Christian School(Independent)K-121.7 km
Wiltse ElementaryElementary1.9 km
Penticton SecondarySecondary2.0 km
Secondaire de PentictonSecondary2.0 km
ConnectEd - Alternative ProgramsSecondary2.1 km
Queens Park ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Boston Pizza763 m
  • Earls · 1848 Main Street780 m

Cafes (3)

  • Tim Hortons · 1697 Fairview Road642 m
  • Blenz Coffee · 2111 Main Street675 m
  • Tim Hortons685 m

Grocery (2)

  • Save-On-Foods590 m
  • Penticton Global Grocers · 2150 Main Street787 m

Parks (2)

  • Lions Park · 198 Warren Avenue West302 m
  • Ellis Creek Park483 m

Shopping (1)

  • Cherry Lane Shopping Centre · 2111 Main Street595 m

Pharmacies (1)

  • London Drugs684 m

Banks & ATMs (2)

  • Valley First Credit Union · Main Street633 m
  • Unnamed765 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$474.20
Total monthly cost$4,603.26
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.78

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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