3 111 Fulford-Ganges Rd
Salt Spring, BC V8K2R9
$1,295,000
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Lot size
- 1,787 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Strata
- Strata / maintenance fee
- $762/mo
- Annual property tax
- $7,244
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Ocean view
- Waterfront
- Waterfront on ocean
Parking
- Total spaces
- 2
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Porch | Main level | — |
| Sunroom | Second level | — |
| Ensuite | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Laundry room | Main level | 8' x 7' |
| Bathroom | Second level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Entrance | Main level | — |
Listing Information
- MLS®
- 1042615
- Listed
- August 22, 2026
- Time on market
- On the market for 10 days
- Data last synced
- August 28, 2026
Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.
Description
Experience the best of village living in this well-maintained townhouse, perfectly situated on the coveted Grace Point peninsula in the heart of Ganges. Just steps from shops, restaurants and everyday amenities, this comfortable 1,800 sq. ft. residence offers the ultimate walkable lifestyle without compromising on peace and privacy. The bright, spacious two-storey design features three bedrooms, three bathrooms and sun-filled living spaces that open onto a south-facing deck with picturesque harbour views, perfect for relaxing or entertaining. The third bedroom features built-in shelving and desk, making it the perfect dedicated home office or guest space. A single-car garage adds everyday convenience. Beautifully landscaped strata grounds showcase lush semi-tropical gardens, a private beach and dock for residents to enjoy. For boating enthusiasts, a protected marina with low-cost moorage available through the strata lets you keep your boat just steps from home. This is a rare opportunity to enjoy an exceptional waterfront lifestyle where everything you need is just a short stroll away! (id:63159)
Values & Trends
This listing
$699/sqft
Building average
—
No other active listings in this building
Grace Point average
—
No comparable active listings
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
70
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 518 m |
| Gulf Islands Secondary | Secondary | 882 m |
| Phoenix Place | Secondary | 936 m |
| Fernwood Elementary | Elementary | 6.9 km |
| Crofton Elementary Community School | Elementary | 10.9 km |
| Maple Bay Elementary | Elementary | 12.1 km |
| Galiano Community School | Elementary | 12.4 km |
| Queen of Angels School(Independent) | Elementary/Middle | 15.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- BurgerBar537201 m
- Saltspring Wok Bar222 m
- Arigato Sushi228 m
- Del Vecchio Pasta - Pasta Fresca232 m
- Buzzy's Luncheonette238 m
Cafes (5+)
- Heart & Bone Provisions217 m
- Tree House Cafe218 m
- T.J. Beans272 m
- BEACHSiDE Cafe · 163 Fulford-Ganges Road299 m
- Salt Spring Coffee315 m
Grocery (1)
- Thrifty Foods · 114 Purvis Lane294 m
Parks (5+)
- Centennial Park183 m
- Heiwa Peace Park426 m
- Rotary Park450 m
- Salt Spring Lions Commemorative Bike Park603 m
- Peck's Cove Park623 m
Shopping (2)
- Grace Point Square121 m
- Moaut's Seaside Shops184 m
Gyms (1)
- Ganges Yoga Studio294 m
Pharmacies (1)
- Pharmasave245 m
Banks & ATMs (4)
- BMO185 m
- CIBC200 m
- BMO Nesbitt Burns · Fulford-Ganges Road284 m
- Island Savings367 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($104,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.