3 1426 FINLAY STREET
White Rock, BC V4B4L5
$1,536,000
Amenities
Also listed: Laundry - In Suite
Property Details
Property & Lot
- Sub-type
- House
- Style
- 2 Level
- Stories
- 3
- Lot size
- 2,878 square feet
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $116/mo
- Annual property tax
- $9,168.91 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Baseboard heaters, Forced air
- Fireplace
- Yes (2)
- Appliances
- Washer, Dishwasher, Dryer, Alarm System - Roughed In, Garage door opener
Building
- Water source
- Municipal water
- Sewer
- Sanitary sewer, Storm sewer
- Utilities
- Water, Natural Gas, Electricity
- Security
- Sprinkler System-Fire, Unknown
Parking
- Total spaces
- 2 — covered indicated
- Features
- Garage, Other
Listing Information
- MLS®
- R3146828
- Listed
- July 15, 2026
- Time on market
- On the market for 47 days
- Tax assessment year
- 2026
- Data last synced
- August 31, 2026
Listing provided by: Latitude Realty Inc. · Data source: CREA DDF.
Description
Truly detached home with a legal suite and effortless lock-and-leave living. Great for downsizers, upsizers and relocating. Perfect for medical professionals. Escape high townhouse fees and endless yard work. On a quiet lot with a tiny $116/mo fee, this 5-bed, 6-bath home offers detached privacy with zero exterior maintenance. Sprawling principal rooms lead to a chef-inspired kitchen, while upstairs features oversized bedrooms and private balconies. INCOME / MULTI-GEN: High-ceiling legal suite with a private entrance-perfect for an upscale mortgage helper, adult kids, or in-laws. Walk 3 mins to Peace Arch Hospital (excellent for medical professionals) or stroll to the beach. Semiahmoo Secondary (IB Program) catchment. The perfect balance of space, income, and freedom. (id:63159)
Values & Trends
This listing
$477/sqft
Building average
—
No other active listings in this building
White Rock average
$705/sqft
162 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Apartment Market Stats — White Rock
Monthly figures from the Fraser Valley Real Estate Board for White Rock apartmentlistings — not specific to this property.
MLS® HPI Benchmark Price
$537,700
Jul 2026
Average Sale Price
$784,779
Jul 2026
Monthly Sales
28
Jul 2026
Active Listings
171
Jul 2026
Sales-to-Active Ratio
16.0%
Jul 2026
Median Days to Contract
35 days
Jul 2026
MLS® HPI Benchmark Price
Source: Fraser Valley Real Estate Board (FVREB).
Location Insights
Weather
17°C
—
Humidity 80%
Wind SW calm km/h
Tonight
14°
Tuesday
21°
Tuesday night
16°
Wednesday
19°
Wednesday night
14°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
21,939
(2021 Census)
+10% since 2016
Density: 4,243.5/km²
Dwellings: 11,541
Median household income: $73,000
After-tax: $65,000
Immigrant population: 29%
Top countries of origin (% of total population)
- United Kingdom4.6% · 1,020
- China4.4% · 965
- India3% · 650
- United States of America1.8% · 395
- Philippines1.5% · 330
- Germany1% · 220
- Taiwan0.6% · 135
- South Africa, Republic of0.5% · 110
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
22
4/9 categories nearby
Transit
33
5 stop(s) within 800m
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Earl Marriott Secondary | Elementary | 482 m |
| Peace Arch Elementary | Elementary | 610 m |
| White Rock Elementary | Elementary | 808 m |
| St John Paul II Academy(Independent) | Secondary | 931 m |
| South Meridian Elementary | Elementary | 1.3 km |
| Newbridge Academy(Independent) | Elementary | 1.3 km |
| Jessie Lee Elementary | Elementary | 1.4 km |
| H T Thrift Elementary | Elementary | 1.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
| Stop | Type | Distance |
|---|---|---|
| Eastbound Russell Ave @ Finlay St | — | 123 m |
| Westbound Russell Ave @ Finlay St | — | 150 m |
| Westbound Russell Ave @ Lee St | — | 206 m |
| Eastbound Russell Ave @ Lee St | — | 227 m |
| Westbound Russell Ave @ Hospital St | — | 279 m |
Nearby Places
Restaurants (5+)
- Kappa Japanese Restaurant · 1450 George Street704 m
- Punje Spice Indian Restaurant · 1558 George Street747 m
- Dining Wok Shanghai Restaurant · 15246 Russell Avenue752 m
- Silver Dragon Restaurant · 1564 George Street755 m
- Pho 777 Vietnamese Restaurant · 15230 Russell Avenue789 m
Cafes (1)
- Tim Hortons305 m
Parks (5+)
- Goggs Park241 m
- MacCaud Park375 m
- Dr. R.J. Allan Hogg Rotary Park · 15479 Buena Vista Avenue453 m
- Unnamed584 m
- Davey Park602 m
Pharmacies (2)
- White Rock Pharmacy · 1440 George Street710 m
- Unnamed · 1381 George Street743 m
Nearby places data: © OpenStreetMap contributors.
School district: Surrey (SD36)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($307,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.