Property Type: TownhouseOwnership: Strata

3 864 Swan St

Saanich, BC V8X2Z3

$679,000

3 bed2 bath1 parking1,261 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,400 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$500/mo
Annual property tax
$3,131

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level12'6 x 9'7
BedroomSecond level8'7 x 9'6
BedroomSecond level8'8 x 9'3
BathroomSecond level8'1 x 6'9
BathroomMain level7'0 x 2'7
SunroomMain level4'10 x 19'2
Living roomMain level11'10 x 19'3
Dining roomMain level6'11 x 9'7
KitchenMain level6'11 x 9'7
EntranceMain level16'4 x 7'1

Listing Information

MLS®
1046646
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Welcome to Lakewood…a warm, inviting, spacious 3 bed 2 bath townhouse situated on a quiet no thru street awaits you. Nestled amidst incredible greenery, the natural light of this property is stunning. A bright kitchen with plenty of cabinets and storage...transitions into an open dining/living room space. Don’t forget the bonus enclosed sunroom for your home gym, relaxing reading area, or child play room…All three large sized bedrooms are on the upper level along with the 3 piece bath. This private oasis is minutes away from the Galloping Goose trail, Swan Lake Nature Sanctuary, Uptown, UVIC, Camosun, Downtown Victoria and more. Come check us out! (id:63159)

Values & Trends

This listing

$538/sqft

Building average

No other active listings in this building

Swan Lake average

$560/sqft

2 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Andrew's Regional High(Independent)Secondary1.0 km
Cloverdale Traditional ElementaryElementary1.2 km
Reynolds SecondaryElementary1.2 km
Colquitz Middle SchoolElementary1.7 km
McKenzie ElementaryElementary1.7 km
Rogers ElementaryElementary1.7 km
Pacific Christian School(Independent)Elementary1.8 km
Ecole Quadra ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Inasal House · 3666 Saanich Road345 m
  • Yoshi Sushi484 m
  • Boston Pizza495 m
  • Brown's Social House672 m
  • Power House Living Foods Co.677 m

Cafes (5+)

  • Tim Hortons · 3501 Ravine Way524 m
  • Starbucks547 m
  • Tim Hortons655 m
  • Hey Happy682 m
  • Starbucks694 m

Grocery (2)

  • Save-On-Foods · 3510 Blanshard Street461 m
  • Whole Foods Market · 3587 Blanshard Street591 m

Parks (5+)

  • Unnamed263 m
  • Tolmie Park430 m
  • Unnamed438 m
  • Blanshard Park634 m
  • Leeds Park730 m

Shopping (2)

  • Walmart · 3460 Saanich Road618 m
  • Uptown648 m

Gyms (2)

  • CrossFit Vic City493 m
  • Steve Nash Fitness World639 m

Pharmacies (2)

  • Unnamed421 m
  • Shoppers Drug Mart · 3511 Blanshard Street666 m

Banks & ATMs (5+)

  • TD · 3530 Blanshard Street473 m
  • Scotiabank · 3521 Blanshard Street566 m
  • RBC Royal Bank · 3541 Blanshard Street567 m
  • RBC Royal Bank746 m
  • Unnamed774 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$823.92
Total monthly cost$4,328.46
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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