Property Type: TownhouseOwnership: Strata

30 12585 104A AVENUE

Surrey, BC V3V0G7

$829,000

4 bed4 bath2 parking1,744 sqftBuilt 2023
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Amenities

Also listed: Air Conditioning, Clubhouse

Property Details

Property & Lot

Sub-type
Row / Townhouse

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$405/mo
Annual property tax
$3,807.58 (2025)

Interior

Basement
None, Unknown
Heating
Forced air
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Garage, Visitor Parking

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3101233
Listed
March 18, 2026
Time on market
On the market for 166 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

A rare opportunity to own in a townhome community designed without compromise. Yale Gardens is tucked into a peaceful residential neighbourhood, yet just a five-minute drive connects you to North Surrey's parks, shopping and SkyTrain access-bringing everyday convenience right to your doorstep. Inside, these thoughtfully designed four-bedroom homes are tailored for modern living. Spacious, open-concept layouts create the perfect setting for entertaining, while versatile rooms easily adapt to a home office, fitness space or guest suite. Spa-inspired bathrooms and well-planned living areas complete homes built to support both today's needs and the future ahead. A refuge minutes from Central City. ALL OFFERS SUBJECT TO APPROVAL OF THE SUPREME COURT OF B.C (id:63159)

Values & Trends

This listing

$475/sqft

Building average

$519/sqft

2 active listing(s)

Surrey average

$504/sqft

920 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$753,000

Jul 2026

Average Sale Price

$718,941

Jul 2026

Monthly Sales

67

Jul 2026

Active Listings

453

Jul 2026

Sales-to-Active Ratio

15.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$960,200
$722,100
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

13°C

Clear

Humidity 92%

Wind NW 4 km/h

Today

21°

Tonight

16°

Wednesday

19°

Wednesday night

14°

Thursday

18°

Thursday night

13°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Khalsa Secondary School (Surrey)(Independent)Secondary455 m
Khalsa School Old Yale Road(Independent)Elementary550 m
Prince Charles ElementaryElementary983 m
K B Woodward ElementaryElementary1.1 km
Kwantlen Park SecondaryElementary1.2 km
Old Yale Road ElementaryElementary1.4 km
Cedar Hills ElementaryElementary1.5 km
L.A. Matheson SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound 128 St @ 104 Ave410 m
Southbound 128 St @ 104 Ave429 m
Southbound 128 St @ 106 Ave459 m
Eastbound 104 Ave @ 128 St499 m
Northbound 128 St @ 106 Ave501 m

Nearby Places

Parks (1)

  • Royal Kwantlen Park759 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,200.00
Periodic payment — Principal & Interest (monthly)$4,278.74
Additional monthly expenses (strata, tax, utilities, etc.)$809.30
Total monthly cost$5,088.04
Interest paid over 5-yr term$190,075.03
Balance at end of term$596,550.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,929.49

Cash Needed at Closing

Minimum down payment$57,900
Estimated BC PTT$14,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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