Property Type: OtherOwnership: Freehold

301 Road 12 Road

Oliver, BC V0H1T1

$3,499,000

5 bed3 bath2,044 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
19.58 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$4,101.3

Interior

Heating
No heat
Fireplace
None

Building

Water source
Well
Sewer
Septic tank
Parcel ID (PID)
027-942-481

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
Full bathroomMain level
Full bathroomMain level
BedroomBasement' x '
BedroomBasement' x '
BedroomMain level' x '
BedroomMain level' x '
Living roomMain level' x '
KitchenMain level' x '
Primary BedroomMain level' x '

Listing Information

MLS®
10373242
Listed
February 2, 2026
Time on market
On the market for 222 days
Data last synced
September 13, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Discover a rare agricultural opportunity in the renowned fruit-growing region of Oliver, BC. Located at 301 Road 12, this 19.58-acre parcel features a well-established, in-production apple and prune orchard, offering both immediate agricultural value and long-term potential. The property includes a 2,044 sq. ft. residence, currently utilized as worker housing, providing practical on-site accommodation to support orchard operations. The home offers flexibility for farm use, rental income, or future customization to suit your needs. Situated in one of the South Okanagan’s most desirable farming areas, this property benefits from Oliver’s ideal climate, strong agricultural community, and proximity to local amenities, wineries, and major transportation routes. An excellent opportunity for orchardists, investors, or those seeking a productive agricultural holding in a premier growing region. (id:63159)

Values & Trends

This listing

$1,712/sqft

Building average

No other active listings in this building

Oliver average

$588/sqft

35 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

21°C

Humidity 36%

Wind NW 12 km/h

Today

20°

Tonight

10°

Monday

23°

Monday night

11°

Tuesday

20°

Tuesday night

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Southern Okanagan SecondarySecondary5.6 km
Southern Okanagan AltSecondary5.6 km
Tuc-el-Nuit ElementaryElementary5.7 km
Oliver ElementaryElementary5.7 km
Senpaq'cin School(Independent)Elementary6.5 km
Osoyoos ElementaryElementary14.3 km
Cawston Primary SchoolElementary14.3 km
Osoyoos SecondarySecondary14.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($699,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,799,200.00
Periodic payment — Principal & Interest (monthly)$18,059.49
Additional monthly expenses (strata, tax, utilities, etc.)$443.78
Total monthly cost$18,503.26
Interest paid over 5-yr term$802,258.77
Balance at end of term$2,517,889.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$699,800
Stress test qualifying rate8.09%
Payment you must qualify for$21,524.87

Cash Needed at Closing

Minimum down payment$699,800
Estimated BC PTT$92,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$794,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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