Property Type: Detached HouseOwnership: Freehold

3010 OAK STREET

Texada Island, BC

$369,000

2 bed1 bath972 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Lot size
15,246 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,694

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Heat Pump, Ductless
Fireplace
None

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
4pc BathroomMain level
BedroomMain level
Laundry roomMain level

Listing Information

MLS®
19928
Listed
June 4, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: 2% REALTY PACIFIC COAST · Data source: CREA DDF.

Description

Charming 0.35 acre rancher, located in Gillies Bay on beautiful Texada Island. Set on a quiet, level corner lot across from the Selkirk Forest Reserve, this property offers easy access to walking trails leading to the famous sandbanks and beach. The home features a new heat pump for year-round comfort and a fully fenced yard, perfect for pets, children, or gardening. Walk to the clinic, store, library, community hall, and waterfront. Experience the natural beauty, friendly community, and outdoor recreation that make Gillies Bay such a special place to call home. (id:63159)

Values & Trends

This listing

$380/sqft

Building average

No other active listings in this building

Texada Island average

$684/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Powell River

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 100%

Wind NE 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

15°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Texada ElementaryElementary10.2 km
Kelly Creek Community SchoolElementary14.0 km
Powell River Christian School(Independent)Elementary/Middle15.1 km
Westview ElementaryElementary16.0 km
Westview Learning CentreElementary16.1 km
Assumption School(Independent)Elementary17.2 km
Cote-du-SoleilElementary/Middle17.4 km
Edgehill ElementaryElementary19.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Powell RIver (SD47)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$295,200.00
Periodic payment — Principal & Interest (monthly)$1,904.53
Additional monthly expenses (strata, tax, utilities, etc.)$190.17
Total monthly cost$2,094.70
Interest paid over 5-yr term$84,605.17
Balance at end of term$265,533.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,695.61

Cash Needed at Closing

Minimum down payment$18,450
Estimated BC PTT$5,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,330

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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