Property Type: TownhouseOwnership: Strata

302 1244 4th Ave

Ladysmith, BC V9G0A6

$575,000

2 bed2 bath1 parking1,710 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$599/mo
Annual property tax
$4,542.57

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Dishwasher, Dryer, Oven - Built-In

Exterior & Lot

Lot features
Park setting, Other, Marine Oriented

Building

Parcel ID (PID)
027-751-694

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteSecond level13'6 x 7'4
Primary BedroomSecond level20'4 x 17'8
BathroomMain level5'5 x 8'2
BedroomMain level9'9 x 13'1
Laundry roomMain level5'4 x 4'4
PantryMain level2'3 x 3'5
KitchenMain level10'11 x 10'10
Dining roomMain level11'8 x 10'6
Living roomMain level25'1 x 11'10
EntranceLower level16'10 x 5'4

Listing Information

MLS®
1041987
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Even in the summer months, Rocky Creek creates a beautiful natural backdrop, and when the rains return, you’ll love listening to the peaceful sound of the water flowing by. Welcome to the Executive at the Creek, one of Ladysmith’s most unique townhome communities. This thoughtfully designed home offers 1,710 sq ft of living space and a layout that’s perfect for those wanting a little separation and privacy. The main floor features 9-foot ceilings and an inviting open plan where the kitchen, dining and living areas flow seamlessly together. From here, you can step outside to your sunny rear deck, the perfect spot for morning coffee or an evening cocktail. This level also offers a spacious bedroom and full bathroom, making it ideal for guests or a convenient home office. Upstairs, the entire level is dedicated to the primary suite. This space is complete with a generously sized bedroom, cozy gas fireplace, walk-in closet, and a beautiful ensuite bathroom featuring a separate tub and shower. As an added bonus, you’ll also enjoy another private sunny deck. What truly sets this community apart is the lifestyle. Residents enjoy a fully equipped gym, resistance pool, hot tub, and a wonderful outdoor gathering space where neighbours regularly come together to socialize. Another great feature is the secured underground parking, where you’ll find bicycle and kayak storage as well as dedicated storage lock-ups. The incredible care and maintenance of this community can be felt throughout the property! This incredibly convenient location is just minutes from the shops and restaurants on 1st Ave, Transfer Beach, and the Ladysmith Marina. You are centrally located between Victoria and Nanaimo, and transportation options to the mainland are within 20 minutes. Whether you’re an active retiree looking to simplify without sacrificing space, a professional couple wanting low-maintenance living, or a family searching for a welcoming community, this home offers something truly special. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Executive at the Creek average

No comparable active listings

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith IntermediateElementary1.1 km
Ladysmith SecondarySecondary1.1 km
Ladysmith PrimaryElementary1.4 km
Stz'uminus Senior Secondary(Independent)Secondary4.8 km
North Oyster ElementaryElementary5.2 km
Chemainus Elementary Community SchoolElementary10.8 km
Cedar ElementaryElementary10.8 km
Thetis Island ElementaryElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Resolution Park403 m
  • Trillium Park508 m
  • Forrest Field · 570 Jim Cram Drive510 m
  • Kinsmen Park662 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$1,063.55
Total monthly cost$4,031.31
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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