Property Type: Detached HouseOwnership: Freehold

3045 Montague Rd

Galiano Island, BC V0N1P0

$1,950,000

1 bed1 bath4 parking604 sqftBuilt 1960
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
2.25 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,861.6

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
OtherLower level6'11 x 23'9
Utility roomLower level7'1 x 24'1
Dining roomMain level11'6 x 4'8
BathroomMain level5'11 x 5'7
Living roomMain level9'9 x 7'1
KitchenMain level5'11 x 13'6
Primary BedroomMain level9'5 x 12'0
EntranceMain level3'10 x 4'4

Listing Information

MLS®
994954
Listed
April 11, 2025
Time on market
On the market for 507 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

This stunning 2.25 Acre property with 375 feet of west facing water frontage on Montague Harbour is on the market for the first time in over 30 years. The lush, gently sloped property is buffered from the road and neighbours by a large stand of cedar trees and includes an original, 1960s Pan-Abode cottage with a new detached garage. Your own private deep water year round moorage with a foreshore lease so that you can keep your boat nearby. This property is waiting for you to build your dream home/family compound gathering place. Low bank, west facing property is rare on the Gulf Islands and this is the perfect location to create a family haven to enjoy for many years and generations. Protected by Parker Island, it is a microclimate with calm waters, sheltered from the elements. Galiano Island offers a Medical center, a school that goes from K to 8th grade. The volunteer fire department is also key to a healthy community. Groceries are available from 3 options on the Island not to mention the local markets in the summer with fresh produce. Foodies will delight with the great culinary options including one of Canada’s top restaurants, Pilgrimme, located just a short walk from this property. More eating out options include The Crane and Robin, Wild 1 Cookhouse,La Lena Pizza Patio & Black Dog take out and the legendary Hummingbird Pub that offers bus service from Montague Harbour during the summer season. The Island is a nature lover’s paradise with white shell beaches, forest trails and prime conditions for hiking, mountain biking, walking, bird watching, paddling, beach combing & ocean swimming. It is also a creative haven where you’ll find many galleries to browse down quiet country roads. Galiano is easily accessible from Vancouver or Victoria by ferry, private boat or sea plane. (id:63159)

Values & Trends

This listing

$3,228/sqft

Building average

No other active listings in this building

Galiano average

$734/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary4.0 km
Mayne Island SchoolElementary9.1 km
Salt Spring ElementaryElementary9.3 km
Gulf Islands SecondarySecondary9.6 km
Phoenix PlaceSecondary9.7 km
Fernwood ElementaryElementary11.2 km
Pender Islands Elem-SecondaryElementary/Middle16.5 km
Crofton Elementary Community SchoolElementary19.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • The Crane and Robin · 3451 Montague Road228 m
  • Pilgrimme · 2806 Montague Road309 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($390,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,560,000.00
Periodic payment — Principal & Interest (monthly)$10,064.59
Additional monthly expenses (strata, tax, utilities, etc.)$601.80
Total monthly cost$10,666.39
Interest paid over 5-yr term$447,100.48
Balance at end of term$1,403,225.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$390,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,995.85

Cash Needed at Closing

Minimum down payment$390,000
Estimated BC PTT$37,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$428,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information